Updated November 11, 2026
Equipment financing activity in Land O Lakes, WI
Land O Lakes has 38 active UCC filings for equipment across 24 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 5. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. NICOLET NATIONAL BANK dominates with 20% of active filings. Banks and credit unions hold 66%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Land O Lakes, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- NICOLET NATIONAL BANK7 · 20.0%Bank
- Forward Bank4 · 11.4%Bank
- Bank
- DLL2 · 5.7%Independent
- Caterpillar Financial2 · 5.7%Captive finance
- Frandsen Bank & Trust2 · 5.7%Bank
- Ripco Credit Union2 · 5.7%Bank
- Headwaters State Bank2 · 5.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated33 · 86.8%
- Agriculture2 · 5.3%
- Construction2 · 5.3%
- Vehicles1 · 2.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
58 | AUD Land O Lakes | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Ripco Credit Union Bank | Sep 2023 |
57 | STO Land O Lakes | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
55 | SPU Land O Lakes | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Navitas Credit Corp. Independent | Jul 2022 |
54 | STE Land O Lakes | Equipment 41 mo old · peak window+35Active, no continuation+10 | NICOLET NATIONAL BANK Bank | May 2023 |
54 | STE Land O Lakes | Equipment 41 mo old · peak window+35Active, no continuation+10 | NICOLET NATIONAL BANK Bank | May 2023 |
53 | The Land O Lakes | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Forward Bank Bank | Aug 2023 |
51 | Bas Land O Lakes | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | Ripco Credit Union Bank | Jul 2023 |
49 | Spu Land O Lakes | Equipment 40 mo old · peak window+35Active, no continuation+10 | New Equipment Leasing, Inc. Independent | Jun 2023 |
Nearby cities
- Eagle River556
- Crandon212
- Park Falls149
- Woodruff145
- Hurley138
- Three Lakes108
- Laona96
- Wabeno94
- Mercer67
- Argonne56
- Conover52
- Boulder Junction52
Questions
How many equipment loans are active in Land O Lakes, WI?
How many equipment loans in Land O Lakes, WI end in the next six months?
Which lenders finance the most equipment in Land O Lakes, WI?
What equipment is financed most in Land O Lakes, WI?
Is Land O Lakes, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.