Updated November 11, 2026
Equipment financing activity in Three Lakes, WI
Three Lakes has 108 active UCC filings for equipment across 73 businesses. 24 new filings were recorded in the last 12 months, up 41% on the year before. 28 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: NICOLET NATIONAL BANK leads with 12%, followed by RIPCO CREDIT UNION at 9%. Banks and credit unions hold 76%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+41% on the year before
New equipment filings by month
Three Lakes, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 2 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 5 |
| 2026-01 | 2 |
| 2026-02 | 2 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 6 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- NICOLET NATIONAL BANK10 · 11.6%Bank
- RIPCO CREDIT UNION8 · 9.3%Bank
- Forward Bank8 · 9.3%Bank
- COVANTAGE CREDIT UNION5 · 5.8%Bank
- Bank
- DLL5 · 5.8%Independent
- Bank
- The Huntington National Bank3 · 3.5%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated101 · 93.5%
- Construction4 · 3.7%
- Agriculture3 · 2.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | GAS Three Lakes | Equipment 35 mo old · early+32Near the 36-month mark+7 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Dec 2023 |
74 | GAS Three Lakes | Equipment 43 mo old · peak window+35Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Apr 2023 |
74 | FRU Three Lakes | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Square Financial Services, Inc. Independent | Oct 2022 |
69 | Cla Three Lakes | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | ASSN COMPANY Other | Oct 2023 |
66 | GER Three Lakes | Equipment 39 mo old · peak window+35Near the 36-month mark+2 | COVANTAGE CREDIT UNION Bank | Jul 2023 |
64 | Jac Three Lakes | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Ripco Credit Union Bank | Oct 2023 |
63 | She Three Lakes | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | NICOLET NATIONAL BANK Bank | Dec 2022 |
62 | GAS Three Lakes | Equipment 54 mo old · late window+23Active, no continuation+10 | C T CORPORATION SYSTEM, AS REPRESENTATIVE Other | Apr 2022 |
Nearby cities
- Eagle River556
- Crandon212
- Park Falls149
- Woodruff145
- Hurley138
- Laona96
- Wabeno94
- Mercer67
- Argonne56
- Conover52
- Boulder Junction52
- Manitowish Waters50
Top lenders in Three Lakes
- NICOLET NATIONAL BANK10
- RIPCO CREDIT UNION8
- Forward Bank8
- COVANTAGE CREDIT UNION5
- Wells Fargo Vendor Financial Services, LLC5
- DLL5
- Sheffield Financial, a division of Truist Bank4
- The Huntington National Bank3
- Caterpillar Financial3
- Huntington Distribution Finance, Inc.3
Questions
How many equipment loans are active in Three Lakes, WI?
How many equipment loans in Three Lakes, WI end in the next six months?
Which lenders finance the most equipment in Three Lakes, WI?
What equipment is financed most in Three Lakes, WI?
Is Three Lakes, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.