Updated November 11, 2026
Equipment financing activity in Gratiot, WI
Gratiot has 62 active UCC filings for equipment across 44 businesses. 11 new filings were recorded in the last 12 months, down 21% on the year before. 17 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: The Bank of New Glarus leads with 18%, followed by First National Bank at Darlington at 14%. Agriculture is the largest equipment type, at 15%. Banks and credit unions hold 73%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-21% on the year before
New equipment filings by month
Gratiot, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 3 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- The Bank of New Glarus9 · 18.4%Bank
- First National Bank at Darlington7 · 14.3%Bank
- APPLE RIVER STATE BANK5 · 10.2%Bank
- Woodford State Bank5 · 10.2%Bank
- John Deere Financial4 · 8.2%Captive finance
- Peoples State Bank3 · 6.1%Bank
- UMB BANK, N.A.2 · 4.1%Bank
- CNH Industrial Capital2 · 4.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated53 · 85.5%
- Agriculture9 · 14.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
66 | Lan Gratiot | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | AGCO Finance Captive finance | Sep 2023 |
64 | D & Gratiot | Equipment 43 mo old · peak window+35Active, no continuation+10 | APPLE RIVER STATE BANK Bank | Mar 2023 |
63 | D & Gratiot | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Jan 2023 |
58 | WHI Gratiot | Agriculture 35 mo old · early+32Moved to another lender May 2025 | CNH Industrial Capital Captive finance | Nov 2023 |
52 | GAR Gratiot | Equipment 32 mo old · early+23Active, no continuation+10 | US BUSINESS SERVICES - 2816170114 Other | Feb 2024 |
52 | BER Gratiot | Equipment 33 mo old · early+26Near the 36-month mark+2 | UNITED STATES OF AMERICA ACTING THRU FARM SERVICE AGENCY Other | Jan 2024 |
49 | Car Gratiot | Equipment 42 mo old · peak window+35Active, no continuation+10 | First National Bank at Darlington Bank | Apr 2023 |
49 | LAC Gratiot | Equipment 50 mo old · late window+31Near the 48-month mark+4 | THE BANK OF NEW GLARUS Bank | Aug 2022 |
Nearby cities
- Janesville1,647
- Beloit1,122
- Sun Prairie874
- Verona705
- Waunakee565
- Monroe561
- Oregon560
- Fort Atkinson504
- Cottage Grove478
- Stoughton448
- Darlington418
- Richland Center373
Questions
How many equipment loans are active in Gratiot, WI?
How many equipment loans in Gratiot, WI end in the next six months?
Which lenders finance the most equipment in Gratiot, WI?
What equipment is financed most in Gratiot, WI?
Is Gratiot, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.