Updated November 11, 2026
Equipment financing activity in Gays Mills, WI
Gays Mills has 104 active UCC filings for equipment across 81 businesses. 13 new filings were recorded in the last 12 months, down 19% on the year before. 28 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Clare Bank, N.A. leads with 16%, followed by Royal Bank at 11%. Agriculture is the largest equipment type, at 11%. Banks and credit unions hold 78%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-19% on the year before
New equipment filings by month
Gays Mills, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 0 |
| 2025-10 | 5 |
| 2025-11 | 0 |
| 2025-12 | 3 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 3 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Clare Bank, N.A.15 · 16.0%Bank
- Royal Bank10 · 10.6%Bank
- Peoples State Bank9 · 9.6%Bank
- WESTBY CO-OP CREDIT UNION8 · 8.5%Bank
- John Deere Financial7 · 7.4%Captive finance
- Compeer Financial, PCA7 · 7.4%Independent
- Community First Bank4 · 4.3%Bank
- 1ST COMMUNITY CREDIT UNION4 · 4.3%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated91 · 87.5%
- Agriculture11 · 10.6%
- Construction2 · 1.9%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | BUS Gays Mills | Agriculture 40 mo old · peak window+35Active, no continuation+10 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Jun 2023 |
78 | SUN Gays Mills | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | Stemilt Growers, LLC Other | Aug 2023 |
71 | Fle Gays Mills | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | Compeer Financial, PCA Independent | Sep 2023 |
68 | K. Gays Mills | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
67 | KDS Gays Mills | Equipment 34 mo old · early+29Near the 36-month mark+4 | Corporation Service Company, as Representative Other | Dec 2023 |
67 | CHI Gays Mills | Construction 57 mo old · late window+16Near the 60-month mark+2 | Vermeer Credit Captive finance | Jan 2022 |
64 | ELI Gays Mills | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | UNITED STATE BANK Bank | Oct 2022 |
61 | ROC Gays Mills | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Aug 2023 |
Nearby cities
- La Crosse1,160
- Tomah622
- Onalaska443
- Black River Falls324
- Westby309
- Hillsboro284
- Arcadia257
- Galesville176
- Blair171
- Wilton143
- Necedah132
- Melrose126
Questions
How many equipment loans are active in Gays Mills, WI?
How many equipment loans in Gays Mills, WI end in the next six months?
Which lenders finance the most equipment in Gays Mills, WI?
What equipment is financed most in Gays Mills, WI?
Is Gays Mills, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.