Updated November 11, 2026
Equipment financing activity in La Crosse, WI
La Crosse has 1,160 active UCC filings for equipment across 759 businesses, about 1.5 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 190. 290 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Citizens State Bank of La Crosse leads with 10%, followed by ALTRA FEDERAL CREDIT UNION at 9%. Banks and credit unions hold 81%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-1% on the year before
New equipment filings by month
La Crosse, WI, last 24 months. The current month is still coming in.
| 2024-12 | 15 |
|---|---|
| 2025-01 | 18 |
| 2025-02 | 18 |
| 2025-03 | 16 |
| 2025-04 | 24 |
| 2025-05 | 15 |
| 2025-06 | 13 |
| 2025-07 | 12 |
| 2025-08 | 15 |
| 2025-09 | 12 |
| 2025-10 | 16 |
| 2025-11 | 19 |
| 2025-12 | 19 |
| 2026-01 | 8 |
| 2026-02 | 10 |
| 2026-03 | 15 |
| 2026-04 | 9 |
| 2026-05 | 20 |
| 2026-06 | 21 |
| 2026-07 | 18 |
| 2026-08 | 13 |
| 2026-09 | 29 |
| 2026-10 | 16 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Citizens State Bank of La Crosse92 · 10.2%Bank
- ALTRA FEDERAL CREDIT UNION82 · 9.1%Bank
- First-Citizens Bank & Trust Company73 · 8.1%Bank
- Coulee Bank56 · 6.2%Bank
- CIT Bank, N.A.48 · 5.3%Bank
- RIVER BANK32 · 3.6%Bank
- State Bank Financial27 · 3.0%Bank
- US BANK NA19 · 2.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,105 · 95.3%
- Agriculture22 · 1.9%
- Construction18 · 1.6%
- IT & office11 · 0.9%
- Vehicles2 · 0.2%
- Medical1 · 0.1%
- Trucks & trailers1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | STE La Crosse | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
91 | LA La Crosse | IT & office 37 mo old · peak window+35Near the 36-month mark+7 | Canon Financial Services, Inc. Captive finance | Sep 2023 |
88 | OPT La Crosse | IT & office 38 mo old · peak window+35Near the 36-month mark+4 | Xerox Financial Services Captive finance | Aug 2023 |
88 | OPT La Crosse | IT & office 46 mo old · peak window+35Near the 48-month mark+4 | Xerox Financial Services Captive finance | Jan 2023 |
84 | Inl La Crosse | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | BMO Bank N.A. Bank | Oct 2023 |
84 | St. La Crosse | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Marco Other | Oct 2022 |
84 | St. La Crosse | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | DLL Independent | Oct 2022 |
82 | STE La Crosse | Agriculture 34 mo old · early+29Near the 36-month mark+4 | CNH Industrial Capital Captive finance | Jan 2024 |
Nearby cities
- Tomah622
- Onalaska443
- Black River Falls324
- Westby309
- Hillsboro284
- Arcadia257
- Galesville176
- Blair171
- Wilton143
- Necedah132
- Melrose126
- Ettrick124
Questions
How many equipment loans are active in La Crosse, WI?
How many equipment loans in La Crosse, WI end in the next six months?
Which lenders finance the most equipment in La Crosse, WI?
What equipment is financed most in La Crosse, WI?
Is La Crosse, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.