Updated November 11, 2026
Equipment financing activity in Elcho, WI
Elcho has 30 active UCC filings for equipment across 22 businesses. 6 new filings were recorded in the last 12 months, down 40% on the year before. 6 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. COVANTAGE CREDIT UNION dominates with 40% of active filings. Banks and credit unions hold 76%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-40% on the year before
New equipment filings by month
Elcho, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 4 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 3 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- COVANTAGE CREDIT UNION10 · 40.0%Bank
- PESHTIGO NATIONAL BANK3 · 12.0%Bank
- Peoples State Bank2 · 8.0%Bank
- Independent
- North Shore Bank1 · 4.0%Bank
- Caterpillar Financial1 · 4.0%Captive finance
- CNH Industrial Capital1 · 4.0%Captive finance
- BMO Bank N.A.1 · 4.0%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated27 · 90.0%
- Agriculture1 · 3.3%
- Construction1 · 3.3%
- Vehicles1 · 3.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
64 | HER Elcho | Vehicles 49 mo old · late window+33Near the 48-month mark+7 | American Honda Finance Corporation Captive finance | Sep 2022 |
59 | Seb Elcho | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Integra First Federal Credit Union Bank | Sep 2022 |
57 | DVO Elcho | Equipment 34 mo old · early+29Near the 36-month mark+4 | COVANTAGE CREDIT UNION Bank | Jan 2024 |
54 | Nor Elcho | Equipment 55 mo old · late window+20Active, no continuation+10 | CHTD Company Other | Apr 2022 |
51 | TER Elcho | Agriculture 52 mo old · late window+27Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2022 |
49 | MAC Elcho | Equipment 40 mo old · peak window+35Active, no continuation+10 | Sheffield Financial, a division of Truist Bank Bank | Jun 2023 |
47 | PRE Elcho | Equipment 34 mo old · early+29Near the 36-month mark+4 | Peoples State Bank Bank | Dec 2023 |
41 | CJ' Elcho | Equipment 52 mo old · late window+27Active, no continuation+10 | PESHTIGO NATIONAL BANK Bank | Jun 2022 |
Nearby cities
- Wausau1,384
- Stevens Point858
- Marshfield836
- Wisconsin Rapids752
- Medford582
- Antigo512
- Schofield423
- Plover408
- Athens387
- Tomahawk372
- Marathon325
- Stratford282
Questions
How many equipment loans are active in Elcho, WI?
How many equipment loans in Elcho, WI end in the next six months?
Which lenders finance the most equipment in Elcho, WI?
What equipment is financed most in Elcho, WI?
Is Elcho, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.