Updated November 11, 2026
Equipment financing activity in Wausau, WI
Wausau has 1,384 active UCC filings for equipment across 883 businesses, about 1.6 per business, so repeat borrowers are common. 262 new filings were recorded in the last 12 months, down 12% on the year before. 330 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: NICOLET NATIONAL BANK leads with 8%, followed by IncredibleBank at 7%. Banks and credit unions hold 66%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-12% on the year before
New equipment filings by month
Wausau, WI, last 24 months. The current month is still coming in.
| 2024-12 | 18 |
|---|---|
| 2025-01 | 23 |
| 2025-02 | 19 |
| 2025-03 | 19 |
| 2025-04 | 39 |
| 2025-05 | 33 |
| 2025-06 | 32 |
| 2025-07 | 32 |
| 2025-08 | 22 |
| 2025-09 | 19 |
| 2025-10 | 22 |
| 2025-11 | 16 |
| 2025-12 | 13 |
| 2026-01 | 17 |
| 2026-02 | 15 |
| 2026-03 | 30 |
| 2026-04 | 19 |
| 2026-05 | 35 |
| 2026-06 | 33 |
| 2026-07 | 24 |
| 2026-08 | 22 |
| 2026-09 | 21 |
| 2026-10 | 22 |
| 2026-11 | 3 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- NICOLET NATIONAL BANK80 · 7.8%Bank
- IncredibleBank71 · 6.9%Bank
- Peoples State Bank69 · 6.7%Bank
- COVANTAGE CREDIT UNION66 · 6.4%Bank
- Caterpillar Financial62 · 6.0%Captive finance
- CLOVERBELT CREDIT UNION35 · 3.4%Bank
- John Deere Financial31 · 3.0%Captive finance
- DLL27 · 2.6%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated1,187 · 85.8%
- Agriculture103 · 7.4%
- Construction81 · 5.9%
- IT & office6 · 0.4%
- Vehicles5 · 0.4%
- Manufacturing1 · 0.1%
- Trucks & trailers1 · 0.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | RIV Wausau | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
91 | RIV Wausau | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Oct 2023 |
91 | RIV Wausau | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
88 | VAN Wausau | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
88 | RIV Wausau | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Dec 2022 |
86 | VAN Wausau | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Aug 2023 |
86 | SAM Wausau | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
86 | Zer Wausau | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | AGCO Finance Captive finance | Jul 2023 |
Equipment types in Wausau
Nearby cities
- Stevens Point858
- Marshfield836
- Wisconsin Rapids752
- Medford582
- Antigo512
- Schofield423
- Plover408
- Athens387
- Tomahawk372
- Marathon325
- Stratford282
- Spencer264
Questions
How many equipment loans are active in Wausau, WI?
How many equipment loans in Wausau, WI end in the next six months?
Which lenders finance the most equipment in Wausau, WI?
What equipment is financed most in Wausau, WI?
Is Wausau, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.