Updated November 11, 2026
Agriculture equipment loans in Spotsylvania, VA
Spotsylvania has 43 active UCC filings for farm equipment across 27 businesses, about 1.6 per business, so repeat borrowers are common. 15 new filings were recorded in the last 12 months, up 50% on the year before. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Kubota Credit dominates with 55% of active filings. Captive finance arms of the manufacturers write 93% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+50% on the year before
New equipment filings by month
Spotsylvania, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 3 |
| 2026-03 | 0 |
| 2026-04 | 3 |
| 2026-05 | 0 |
| 2026-06 | 3 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit23 · 54.8%Captive finance
- John Deere Financial10 · 23.8%Captive finance
- CNH Industrial Capital5 · 11.9%Captive finance
- Auxilior Capital Partners, Inc.2 · 4.8%Independent
- Bank
- AGCO Finance1 · 2.4%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | Faw Spotsylvania | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Nov 2022 |
79 | Faw Spotsylvania | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
71 | DAV Spotsylvania | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
69 | DAV Spotsylvania | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Feb 2023 |
59 | BLA Spotsylvania | Agriculture 43 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Mar 2023 |
59 | J4H Spotsylvania | Agriculture 53 mo old · late window+25Active, no continuation+10 | John Deere Financial Captive finance | May 2022 |
57 | STO Spotsylvania | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
54 | J4H Spotsylvania | Agriculture 31 mo old · early+20Active, no continuation+10 | John Deere Financial Captive finance | Mar 2024 |
Agriculture in nearby cities
Agriculture across VirginiaQuestions
How many farm equipment loans are active in Spotsylvania, VA?
How many farm equipment loans in Spotsylvania, VA end in the next six months?
Which lenders finance the most farm equipment in Spotsylvania, VA?
Is Spotsylvania, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.