Updated November 11, 2026
Equipment financing activity in Sperryville, VA
Sperryville has 46 active UCC filings for equipment across 13 businesses, about 3.5 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, down 14% on the year before. 13 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. Western Equipment Finance, Inc. dominates with 23% of active filings. Agriculture is the largest equipment type, at 48%. Captive finance arms of the manufacturers write 46% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-14% on the year before
New equipment filings by month
Sperryville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 2 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 2 |
| 2026-09 | 0 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Western Equipment Finance, Inc.9 · 23.1%Independent
- AGCO Finance6 · 15.4%Captive finance
- Kubota Credit5 · 12.8%Captive finance
- CNH Industrial Capital5 · 12.8%Captive finance
- Caterpillar Financial2 · 5.1%Captive finance
- Truist Bank2 · 5.1%Bank
- Bank
- DLL2 · 5.1%Independent
Top equipment types
Active filings by what the collateral describes
- Agriculture22 · 47.8%
- Equipment, type not stated22 · 47.8%
- Construction2 · 4.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
76 | BER Sperryville | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | AGCO Finance Captive finance | Nov 2022 |
73 | BER Sperryville | Agriculture 35 mo old · early+32Near the 36-month mark+7 | AGCO Finance Captive finance | Nov 2023 |
73 | BER Sperryville | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | AGCO Finance Captive finance | Jan 2023 |
71 | BER Sperryville | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | AGCO Finance Captive finance | Jul 2023 |
69 | BER Sperryville | Agriculture 41 mo old · peak window+35Active, no continuation+10 | AGCO Finance Captive finance | May 2023 |
69 | BER Sperryville | Agriculture 42 mo old · peak window+35Active, no continuation+10 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | May 2023 |
69 | BER Sperryville | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
59 | STR Sperryville | Agriculture 43 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
Nearby cities
- Culpeper711
- Bealeton145
- Madison111
- Midland76
- Remington62
- Brandy Station56
- Jeffersonton40
- Washington38
- Rixeyville38
- Rapidan35
- Sumerduck32
- Elkwood27
Top lenders in Sperryville
- Western Equipment Finance, Inc.9
- AGCO Finance6
- Kubota Credit5
- CNH Industrial Capital5
- Caterpillar Financial2
- Truist Bank2
- Wells Fargo Vendor Financial Services, LLC2
- DLL2
- FARM CREDIT OF THE VIRGINIAS, ACA as agent/nominee2
- GreatAmerica Financial Services Corporation1
Questions
How many equipment loans are active in Sperryville, VA?
How many equipment loans in Sperryville, VA end in the next six months?
Which lenders finance the most equipment in Sperryville, VA?
What equipment is financed most in Sperryville, VA?
Is Sperryville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.