Updated November 11, 2026
Agriculture equipment loans in Smithfield, VA
Smithfield has 41 active UCC filings for farm equipment across 18 businesses, about 2.3 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, down 38% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. John Deere Financial dominates with 45% of active filings. Captive finance arms of the manufacturers write 63% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-38% on the year before
New equipment filings by month
Smithfield, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 1 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 2 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial17 · 44.7%Captive finance
- Bank
- Kubota Credit4 · 10.5%Captive finance
- AGCO Finance2 · 5.3%Captive finance
- COLONIAL FARM CREDIT1 · 2.6%Bank
- CNH Industrial Capital1 · 2.6%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | BEN Smithfield | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
79 | BAT Smithfield | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Nov 2023 |
76 | BER Smithfield | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
73 | PHI Smithfield | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
69 | PHI Smithfield | Agriculture 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
69 | Gre Smithfield | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Colonial Farm Credit, ACA, as agent/nominee Bank | Feb 2023 |
66 | NEW Smithfield | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | AGCO Finance Captive finance | Aug 2023 |
65 | BER Smithfield | Agriculture 51 mo old · late window+29Near the 48-month mark+2 | John Deere Financial Captive finance | Jul 2022 |
Agriculture in nearby cities
Agriculture across VirginiaQuestions
How many farm equipment loans are active in Smithfield, VA?
How many farm equipment loans in Smithfield, VA end in the next six months?
Which lenders finance the most farm equipment in Smithfield, VA?
Is Smithfield, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.