Updated November 11, 2026
Equipment financing activity in Seaford, VA
Seaford has 31 active UCC filings for equipment across 25 businesses. 11 new filings were recorded in the last 12 months, up 120% on the year before. 1 of these loans reach a typical 36, 48 or 60 month term end in the next six months. The market is spread out: TowneBank leads with 15%, followed by Caterpillar Financial at 15%. Banks and credit unions hold 45%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+120% on the year before
New equipment filings by month
Seaford, VA, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 1 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TowneBank3 · 15.0%Bank
- Caterpillar Financial3 · 15.0%Captive finance
- Independent
- Western Equipment Finance, Inc.2 · 10.0%Independent
- Kubota Credit1 · 5.0%Captive finance
- Bank
- RIVERVIEW COMMUNITY BANK1 · 5.0%Bank
- LBX Company, LLC DBA LBX Capital1 · 5.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated23 · 74.2%
- Blanket liens3 · 9.7%
- Construction3 · 9.7%
- Agriculture1 · 3.2%
- Manufacturing1 · 3.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
71 | YOR Seaford | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
54 | Leg Seaford | Equipment 49 mo old · late window+33Near the 48-month mark+7 | TowneBank Bank | Sep 2022 |
51 | THE Seaford | Manufacturing 52 mo old · late window+27Active, no continuation+10 | Toyota Industries Commercial Finance Captive finance | Jun 2022 |
49 | Yor Seaford | Equipment 41 mo old · peak window+35Active, no continuation+10 | Wells Fargo Equipment Finance, Inc. Bank | May 2023 |
49 | L&M Seaford | Equipment 50 mo old · late window+31Near the 48-month mark+4 | First Chatham Bank Bank | Aug 2022 |
43 | YOR Seaford | Construction 27 mo old · early+9Active, no continuation+10 | Caterpillar Financial Captive finance | Jul 2024 |
39 | JTM Seaford | Equipment 48 mo old · peak window+35Moved to another lender Feb 2025 | GreatAmerica Financial Services Corporation Independent | Oct 2022 |
39 | Spo Seaford | Equipment 53 mo old · late window+25Active, no continuation+10 | Chesapeake Bank Bank | May 2022 |
Questions
How many equipment loans are active in Seaford, VA?
How many equipment loans in Seaford, VA end in the next six months?
Which lenders finance the most equipment in Seaford, VA?
What equipment is financed most in Seaford, VA?
Is Seaford, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.