Updated November 11, 2026
Equipment financing activity in Richlands, VA
Richlands has 56 active UCC filings for equipment across 32 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 12. 9 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. The market is spread out: FIRST COMMUNITY BANK leads with 13%, followed by NEW PEOPLES BANK, INC. at 13%. Banks and credit unions hold 63%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Richlands, VA, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 3 |
| 2025-08 | 2 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 3 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- FIRST COMMUNITY BANK4 · 12.5%Bank
- NEW PEOPLES BANK, INC.4 · 12.5%Bank
- FIRST SENTINEL BANK3 · 9.4%Bank
- LEGACY BANK3 · 9.4%Bank
- John Deere Financial2 · 6.3%Captive finance
- STAR CAPITAL GROUP, L.P.2 · 6.3%Independent
- MCNB Bank & Trust2 · 6.3%Bank
- Auxilior Capital Partners, Inc.1 · 3.1%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated49 · 87.5%
- Construction5 · 8.9%
- Manufacturing1 · 1.8%
- Blanket liens1 · 1.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | Bus Richlands | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | CORPORATION SERVICE COMPANY, AS REPRESENTATIVE Other | Oct 2023 |
64 | Ric Richlands | Equipment 40 mo old · peak window+35Active, no continuation+10 | New Peoples Bank, Inc. Bank | Jun 2023 |
61 | JER Richlands | Equipment 37 mo old · peak window+35Near the 36-month mark+7 | FIRST SENTINEL BANK Bank | Sep 2023 |
59 | Cli Richlands | Equipment 41 mo old · peak window+35Active, no continuation+10 | GE HFS, LLC Other | May 2023 |
59 | Cli Richlands | Equipment 42 mo old · peak window+35Active, no continuation+10 | GreatAmerica Financial Services Corporation Independent | Apr 2023 |
59 | Cli Richlands | Equipment 44 mo old · peak window+35Active, no continuation+10 | GE HFS, LLC Other | Feb 2023 |
59 | PRI Richlands | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Truist Bank Bank | Oct 2022 |
57 | SOU Richlands | Equipment 30 mo old · early+18Active, no continuation+10 | NEW PEOPLES BANK, INC. Bank | Apr 2024 |
Nearby cities
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How many equipment loans are active in Richlands, VA?
How many equipment loans in Richlands, VA end in the next six months?
Which lenders finance the most equipment in Richlands, VA?
What equipment is financed most in Richlands, VA?
Is Richlands, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.