Updated November 11, 2026
Equipment financing activity in Portsmouth, VA
Portsmouth has 995 active UCC filings for equipment across 657 businesses, about 1.5 per business, so repeat borrowers are common. 205 new filings were recorded in the last 12 months, up 9% on the year before. 275 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 28% of the book. The market is spread out: TowneBank leads with 18%, followed by Truist Bank at 5%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+9% on the year before
New equipment filings by month
Portsmouth, VA, last 24 months. The current month is still coming in.
| 2024-12 | 13 |
|---|---|
| 2025-01 | 16 |
| 2025-02 | 8 |
| 2025-03 | 11 |
| 2025-04 | 21 |
| 2025-05 | 22 |
| 2025-06 | 17 |
| 2025-07 | 13 |
| 2025-08 | 15 |
| 2025-09 | 17 |
| 2025-10 | 20 |
| 2025-11 | 13 |
| 2025-12 | 38 |
| 2026-01 | 23 |
| 2026-02 | 16 |
| 2026-03 | 18 |
| 2026-04 | 22 |
| 2026-05 | 14 |
| 2026-06 | 12 |
| 2026-07 | 18 |
| 2026-08 | 12 |
| 2026-09 | 14 |
| 2026-10 | 10 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- TowneBank78 · 17.7%Bank
- Truist Bank23 · 5.2%Bank
- Bank
- Southern Bank and Trust Company13 · 2.9%Bank
- Automotive Finance Corporation12 · 2.7%Independent
- NEXTGEAR CAPITAL, INC.12 · 2.7%Independent
- Independent
- Caterpillar Financial11 · 2.5%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated906 · 91.1%
- Blanket liens36 · 3.6%
- Construction22 · 2.2%
- IT & office10 · 1.0%
- Agriculture7 · 0.7%
- Vehicles5 · 0.5%
- Manufacturing4 · 0.4%
- Trucks & trailers3 · 0.3%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | BRY Portsmouth | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Oct 2023 |
84 | FIR Portsmouth | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Navitas Credit Corp. Independent | Oct 2022 |
84 | Fai Portsmouth | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Electric Boat Corporation Other | Oct 2022 |
81 | HOD Portsmouth | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | TowneBank Bank | Nov 2022 |
79 | TWE Portsmouth | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | NU-KO CAPITAL LLC Independent | Nov 2023 |
79 | Z & Portsmouth | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Amalgamated Bank Bank | Oct 2023 |
79 | Pat Portsmouth | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Corporation Service Company, As Representative Other | Nov 2022 |
78 | HOD Portsmouth | Equipment 35 mo old · early+32Near the 36-month mark+7 | TowneBank Bank | Nov 2023 |
Top lenders in Portsmouth
- TowneBank78
- Truist Bank23
- WEBBANK, its successors and assignees18
- Southern Bank and Trust Company13
- Automotive Finance Corporation12
- NEXTGEAR CAPITAL, INC.12
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI11
- Caterpillar Financial11
- GreatAmerica Financial Services Corporation10
- ATLANTIC UNION BANK9
Questions
How many equipment loans are active in Portsmouth, VA?
How many equipment loans in Portsmouth, VA end in the next six months?
Which lenders finance the most equipment in Portsmouth, VA?
What equipment is financed most in Portsmouth, VA?
Is Portsmouth, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.