Updated November 11, 2026
Agriculture equipment loans in Charlottesville, VA
Charlottesville has 81 active UCC filings for farm equipment across 50 businesses, about 1.6 per business, so repeat borrowers are common. 17 new filings were recorded in the last 12 months, down 26% on the year before. 22 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. Kubota Credit dominates with 44% of active filings. Captive finance arms of the manufacturers write 86% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-26% on the year before
New equipment filings by month
Charlottesville, VA, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 3 |
| 2025-08 | 3 |
| 2025-09 | 0 |
| 2025-10 | 4 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 4 |
| 2026-05 | 1 |
| 2026-06 | 3 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit34 · 43.6%Captive finance
- CNH Industrial Capital17 · 21.8%Captive finance
- John Deere Financial15 · 19.2%Captive finance
- Bank
- Bank
- AGCO Finance1 · 1.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | THE Charlottesville | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
91 | THE Charlottesville | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | CNH Industrial Capital Captive finance | Sep 2023 |
84 | THE Charlottesville | Agriculture 41 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | May 2023 |
74 | VIR Charlottesville | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Nov 2023 |
69 | Sco Charlottesville | Agriculture 40 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Jul 2023 |
69 | Arr Charlottesville | Agriculture 40 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Jun 2023 |
69 | Blu Charlottesville | Agriculture 42 mo old · peak window+35Active, no continuation+10 | FARM CREDIT LEASING SERVICES CORPORATION Bank | Apr 2023 |
69 | SOU Charlottesville | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | CNH Industrial Capital Captive finance | Oct 2022 |
Agriculture in nearby cities
Agriculture across VirginiaQuestions
How many farm equipment loans are active in Charlottesville, VA?
How many farm equipment loans in Charlottesville, VA end in the next six months?
Which lenders finance the most farm equipment in Charlottesville, VA?
Is Charlottesville, VA equipment financing growing?
Source: UCC financing statements from the weekly UCC data file of the Virginia State Corporation Commission. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.