Updated November 11, 2026
Agriculture equipment loans in Winter Garden, FL
Winter Garden has 83 active UCC filings for farm equipment across 43 businesses, about 1.9 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 23. 16 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 19% of the book. John Deere Financial dominates with 51% of active filings. Captive finance arms of the manufacturers write 92% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-4% on the year before
New equipment filings by month
Winter Garden, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 2 |
| 2025-06 | 3 |
| 2025-07 | 8 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 2 |
| 2025-11 | 4 |
| 2025-12 | 1 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 2 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 4 |
| 2026-07 | 6 |
| 2026-08 | 3 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial42 · 50.6%Captive finance
- Kubota Credit31 · 37.3%Captive finance
- Bank
- CNH Industrial Capital3 · 3.6%Captive finance
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | RAZ Winter Garden | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | FARM CREDIT OF CENTRAL FLORIDA, ACA Bank | Nov 2022 |
84 | SPE Winter Garden | Agriculture 40 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Jun 2023 |
84 | WES Winter Garden | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
84 | SPE Winter Garden | Agriculture 44 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Feb 2023 |
83 | RAZ Winter Garden | Agriculture 46 mo old · peak window+35Near the 48-month mark+4 | FARM CREDIT OF CENTRAL FLORIDA, ACA Bank | Dec 2022 |
62 | W.G Winter Garden | Agriculture 33 mo old · early+26Near the 36-month mark+2 | Kubota Credit Captive finance | Jan 2024 |
58 | SPE Winter Garden | Agriculture 27 mo old · early+9Active, no continuation+10 | Kubota Credit Captive finance | Jul 2024 |
57 | CRO Winter Garden | Agriculture 32 mo old · early+23Active, no continuation+10 | Kubota Credit Captive finance | Mar 2024 |
Questions
How many farm equipment loans are active in Winter Garden, FL?
How many farm equipment loans in Winter Garden, FL end in the next six months?
Which lenders finance the most farm equipment in Winter Garden, FL?
Is Winter Garden, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.