UCC Scout

Updated November 12, 2026

Construction equipment loans in West Palm Beach, FL

West Palm Beach has 126 active UCC filings for construction equipment across 59 businesses, about 2.1 per business, so repeat borrowers are common. 40 new filings were recorded in the last 12 months, up 21% on the year before. 27 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Caterpillar Financial dominates with 52% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.

126

Active equipment filings

27

Likely ending in the next 6 months

36, 48 or 60 month term

59

Businesses with active filings

40

New filings, last 12 months

+21% on the year before

New equipment filings by month

West Palm Beach, FL, last 24 months. The current month is still coming in.

74Dec 2024: 7Dec 24Jan 2025: 3Feb 2025: 1Mar 2025: 0MarApr 2025: 4May 2025: 1Jun 2025: 4JunJul 2025: 4Aug 2025: 3Sep 2025: 4SepOct 2025: 1Nov 2025: 6Dec 2025: 4DecJan 2026: 3Feb 2026: 5Mar 2026: 0MarApr 2026: 7May 2026: 5Jun 2026: 1JunJul 2026: 2Aug 2026: 2Sep 2026: 3SepOct 2026: 3Nov 2026: 0 so farNov
New equipment filings per month in West Palm Beach, FL
2024-127
2025-013
2025-021
2025-030
2025-044
2025-051
2025-064
2025-074
2025-083
2025-094
2025-101
2025-116
2025-124
2026-013
2026-025
2026-030
2026-047
2026-055
2026-061
2026-072
2026-082
2026-093
2026-103
2026-110

Top lenders

Share of active equipment filings with a named lender. Filing agents and government left out.

  1. Captive finance
  2. Captive finance
  3. Captive finance
  4. JCB FINANCE3 · 2.4%
    Captive finance
  5. Captive finance

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 126 with names
91
LEG
West Palm Beach
Construction
37 mo old · peak window+35Near the 36-month mark+7
John Deere Financial
88
BCM
West Palm Beach
Construction
35 mo old · early+32Near the 36-month mark+7
Caterpillar Financial
86
C &
West Palm Beach
Construction
45 mo old · peak window+35Near the 48-month mark+2
Caterpillar Financial
84
XTR
West Palm Beach
Construction
50 mo old · late window+31Near the 48-month mark+4
Caterpillar Financial
83
ASP
West Palm Beach
Construction
35 mo old · early+32Near the 36-month mark+7
Caterpillar Financial
82
J &
West Palm Beach
Construction
34 mo old · early+29Near the 36-month mark+4
Caterpillar Financial
77
AIM
West Palm Beach
Construction
33 mo old · early+26Near the 36-month mark+2
Caterpillar Financial
74
DJ'
West Palm Beach
Construction
44 mo old · peak window+35Active, no continuation+10
Caterpillar Financial

Questions

How many construction equipment loans are active in West Palm Beach, FL?
126 UCC filings for construction equipment against 59 businesses in West Palm Beach, FL are active, meaning not terminated or lapsed.
How many construction equipment loans in West Palm Beach, FL end in the next six months?
About 27: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Filings don't state the term, so this is an estimate.
Which lenders finance the most construction equipment in West Palm Beach, FL?
Caterpillar Financial (66), John Deere Financial (42), Komatsu Financial (13), counting active filings.
Is West Palm Beach, FL equipment financing growing?
40 new filings in the last 12 months against 33 in the 12 before, up 21%.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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