Updated November 11, 2026
Equipment financing activity in South Bay, FL
South Bay has 66 active UCC filings for equipment across 37 businesses, about 1.8 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 20% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. John Deere Financial dominates with 20% of active filings. Agriculture is the largest equipment type, at 15%.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+20% on the year before
New equipment filings by month
South Bay, FL, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 0 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial8 · 20.0%Captive finance
- AMERICAN BANK, N.A.3 · 7.5%Bank
- Bank
- CNH Industrial Capital2 · 5.0%Captive finance
- FINANCIAL PACIFIC LEASING, INC.2 · 5.0%Independent
- Independent
- BIZ CAPITAL MIAMI INC2 · 5.0%Independent
- NAVITAS CREDIT LLC2 · 5.0%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated55 · 83.3%
- Agriculture10 · 15.2%
- Construction1 · 1.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | OKE South Bay | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
88 | WHI South Bay | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
86 | WHI South Bay | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
79 | RS South Bay | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
78 | MUL South Bay | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | SUMITOMO MITSUI FINANCE & LEASING CO., LTD. Independent | Dec 2022 |
76 | BLA South Bay | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | REGIONS BANK Bank | Jan 2023 |
76 | BAR South Bay | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | CFG MERCHANT SOLUTIONS LLC Other | Nov 2022 |
74 | WHI South Bay | Equipment 41 mo old · peak window+35Active, no continuation+10 | FALCON EQUIPMENT FINANCE, A DIVISION OF FALCON NATIONAL BANK Independent | May 2023 |
Nearby cities
- Boca Raton8,286
- West Palm Beach7,990
- Delray Beach3,267
- Boynton Beach2,855
- Lake Worth2,545
- Jupiter2,508
- Deerfield Beach2,043
- Palm Beach Gardens1,796
- Wellington1,651
- Loxahatchee1,056
- Riviera Beach838
- Royal Palm Beach756
Top lenders in South Bay
- John Deere Financial8
- AMERICAN BANK, N.A.3
- AMERANT BANK, NATIONAL ASSOCIATION3
- CNH Industrial Capital2
- FINANCIAL PACIFIC LEASING, INC.2
- WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK2
- BIZ CAPITAL MIAMI INC2
- NAVITAS CREDIT LLC2
- ADVANTAFIRST CAPITAL FINANCIAL SERVICES, LLC2
- FIRST WESTERN BANK & TRUST2
Questions
How many equipment loans are active in South Bay, FL?
How many equipment loans in South Bay, FL end in the next six months?
Which lenders finance the most equipment in South Bay, FL?
What equipment is financed most in South Bay, FL?
Is South Bay, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.