Updated November 11, 2026
Construction equipment loans in Ocala, FL
Ocala has 324 active UCC filings for construction equipment across 121 businesses, about 2.7 per business, so repeat borrowers are common. 75 new filings were recorded in the last 12 months, down 19% on the year before. 75 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Caterpillar Financial dominates with 52% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-19% on the year before
New equipment filings by month
Ocala, FL, last 24 months. The current month is still coming in.
| 2024-12 | 13 |
|---|---|
| 2025-01 | 13 |
| 2025-02 | 4 |
| 2025-03 | 5 |
| 2025-04 | 6 |
| 2025-05 | 10 |
| 2025-06 | 6 |
| 2025-07 | 6 |
| 2025-08 | 4 |
| 2025-09 | 14 |
| 2025-10 | 5 |
| 2025-11 | 2 |
| 2025-12 | 9 |
| 2026-01 | 5 |
| 2026-02 | 2 |
| 2026-03 | 6 |
| 2026-04 | 9 |
| 2026-05 | 7 |
| 2026-06 | 7 |
| 2026-07 | 7 |
| 2026-08 | 6 |
| 2026-09 | 8 |
| 2026-10 | 7 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial168 · 51.9%Captive finance
- John Deere Financial119 · 36.7%Captive finance
- JCB FINANCE19 · 5.9%Captive finance
- Komatsu Financial17 · 5.2%Captive finance
- Vermeer Credit1 · 0.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | ROC Ocala | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Oct 2023 |
94 | PRE Ocala | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Caterpillar Financial Captive finance | Oct 2022 |
94 | ZOR Ocala | Construction 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
88 | JOS Ocala | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
88 | COU Ocala | Construction 38 mo old · peak window+35Near the 36-month mark+4 | John Deere Financial Captive finance | Aug 2023 |
88 | JOS Ocala | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
86 | SAL Ocala | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
84 | NAT Ocala | Construction 40 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
Construction in nearby cities
- Construction in Dunnellon79
- Construction in Summerfield46
- Construction in Homosassa26
- Construction in Inglis26
Top lenders here
Questions
How many construction equipment loans are active in Ocala, FL?
How many construction equipment loans in Ocala, FL end in the next six months?
Which lenders finance the most construction equipment in Ocala, FL?
Is Ocala, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.