Updated November 12, 2026
Equipment financing activity in Oakland, FL
Oakland has 256 active UCC filings for equipment across 100 businesses, about 2.6 per business, so repeat borrowers are common. 70 new filings were recorded in the last 12 months, up 19% on the year before. 54 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. WESTERN EQUIPMENT FINANCE, A DIVISION OF WESTERN STATE BANK dominates with 35% of active filings.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+19% on the year before
New equipment filings by month
Oakland, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 9 |
| 2025-05 | 2 |
| 2025-06 | 7 |
| 2025-07 | 5 |
| 2025-08 | 10 |
| 2025-09 | 5 |
| 2025-10 | 8 |
| 2025-11 | 4 |
| 2025-12 | 2 |
| 2026-01 | 8 |
| 2026-02 | 5 |
| 2026-03 | 13 |
| 2026-04 | 5 |
| 2026-05 | 8 |
| 2026-06 | 6 |
| 2026-07 | 7 |
| 2026-08 | 7 |
| 2026-09 | 5 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Independent
- Kubota Credit9 · 4.5%Captive finance
- Caterpillar Financial8 · 4.0%Captive finance
- CLIMATE FIRST BANK8 · 4.0%Bank
- DLL5 · 2.5%Independent
- Bank
- PNC BANK, NATIONAL ASSOCIATION5 · 2.5%Bank
- John Deere Financial4 · 2.0%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated232 · 90.6%
- Agriculture12 · 4.7%
- Construction10 · 3.9%
- IT & office2 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | THO Oakland | Construction 41 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | May 2023 |
76 | CEP Oakland | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | John Deere Financial Captive finance | Jul 2023 |
76 | CEP Oakland | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Caterpillar Financial Captive finance | Jul 2023 |
74 | CEP Oakland | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
74 | CEP Oakland | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
74 | CEP Oakland | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2023 |
72 | CEP Oakland | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
69 | AME Oakland | Equipment 43 mo old · peak window+35Active, no continuation+10 | DLL Independent | Mar 2023 |
Nearby cities
- Kissimmee6,211
- Winter Garden2,237
- Clermont1,853
- Saint Cloud1,569
- Leesburg1,096
- Windermere1,056
- Ocoee1,034
- Groveland606
- Wildwood533
- St. Cloud294
- Celebration259
- Minneola248
Questions
How many equipment loans are active in Oakland, FL?
How many equipment loans in Oakland, FL end in the next six months?
Which lenders finance the most equipment in Oakland, FL?
What equipment is financed most in Oakland, FL?
Is Oakland, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 12, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.