UCC Scout

Updated November 11, 2026

WATERFALL BANK equipment loans in Florida

WATERFALL BANK holds 175 active equipment financing statements against 157 businesses in Florida, according to public UCC filings. 40 new filings were recorded in the last 12 months, down 26% on the year before. 37 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 247 equipment lender in the state by active filings, with 0.1% of lender-held filings. It is classed as bank.

175

Active equipment filings

37

Likely ending in the next 6 months

36, 48 or 60 month term

157

Businesses with active filings

40

New filings, last 12 months

-26% on the year before

New equipment filings by month

Florida, last 24 months. The current month is still coming in.

137Dec 2024: 8Dec 24Jan 2025: 2Feb 2025: 0Mar 2025: 0MarApr 2025: 3May 2025: 5Jun 2025: 0JunJul 2025: 1Aug 2025: 13Sep 2025: 11SepOct 2025: 5Nov 2025: 5Dec 2025: 3DecJan 2026: 2Feb 2026: 6Mar 2026: 1MarApr 2026: 3May 2026: 2Jun 2026: 2JunJul 2026: 4Aug 2026: 7Sep 2026: 6SepOct 2026: 4Nov 2026: 0 so farNov
New equipment filings per month in Florida
2024-128
2025-012
2025-020
2025-030
2025-043
2025-055
2025-060
2025-071
2025-0813
2025-0911
2025-105
2025-115
2025-123
2026-012
2026-026
2026-031
2026-043
2026-052
2026-062
2026-074
2026-087
2026-096
2026-104
2026-110

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated175 · 100.0%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 175 with names
78
RYN
Clearwater
Equipment
35 mo old · early+32Near the 36-month mark+7
WATERFALL BANK
62
TLC
Palmetto
Equipment
32 mo old · early+23Active, no continuation+10
WATERFALL BANK
60
FCS
Clearwater
Equipment
51 mo old · late window+29Near the 48-month mark+2
WATERFALL BANK
59
RYN
Clearwater
Equipment
31 mo old · early+20Active, no continuation+10
WATERFALL BANK
59
E3
St Petersburg
Equipment
36 mo old · peak window+35Near the 36-month mark+10
WATERFALL BANK
59
BDG
Pinellas Park
Equipment
40 mo old · peak window+35Active, no continuation+10
WATERFALL BANK
59
OSE
Tarpon Springs
Equipment
41 mo old · peak window+35Active, no continuation+10
WATERFALL BANK
59
BAN
St. Petersburg
Equipment
48 mo old · peak window+35Near the 48-month mark+10
WATERFALL BANK

Questions

How many equipment loans does WATERFALL BANK have in Florida?
175 active UCC financing statements for equipment against 157 Florida businesses.
What is WATERFALL BANK's equipment finance market share in Florida?
0.1% of active equipment filings held by named lenders, rank 247 of 1526. Filing agents and government programs are left out of the total.
How many WATERFALL BANK equipment loans end in the next six months?
About 37 in Florida: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Those borrowers are about to choose whether to finance again with WATERFALL BANK.
Is WATERFALL BANK growing in Florida?
40 new equipment filings in the last 12 months, against 54 in the 12 before.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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