UCC Scout

Updated November 11, 2026

OPTIMUMBANK equipment loans in Florida

OPTIMUMBANK holds 237 active equipment financing statements against 216 businesses in Florida, according to public UCC filings. 48 new filings were recorded in the last 12 months, up 37% on the year before. 69 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 173 equipment lender in the state by active filings, with 0.1% of lender-held filings. It is classed as bank.

237

Active equipment filings

69

Likely ending in the next 6 months

36, 48 or 60 month term

216

Businesses with active filings

48

New filings, last 12 months

+37% on the year before

New equipment filings by month

Florida, last 24 months. The current month is still coming in.

116Dec 2024: 2Dec 24Jan 2025: 6Feb 2025: 0Mar 2025: 3MarApr 2025: 2May 2025: 2Jun 2025: 2JunJul 2025: 3Aug 2025: 3Sep 2025: 3SepOct 2025: 1Nov 2025: 6Dec 2025: 11DecJan 2026: 6Feb 2026: 5Mar 2026: 2MarApr 2026: 3May 2026: 2Jun 2026: 6JunJul 2026: 2Aug 2026: 1Sep 2026: 7SepOct 2026: 2Nov 2026: 0 so farNov
New equipment filings per month in Florida
2024-122
2025-016
2025-020
2025-033
2025-042
2025-052
2025-062
2025-073
2025-083
2025-093
2025-101
2025-116
2025-1211
2026-016
2026-025
2026-032
2026-043
2026-052
2026-066
2026-072
2026-081
2026-097
2026-102
2026-110

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated237 · 100.0%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 237 with names
69
JAS
Stuart
Equipment
36 mo old · peak window+35Near the 36-month mark+10
OPTIMUMBANK
69
JAS
Stuart
Equipment
36 mo old · peak window+35Near the 36-month mark+10
OPTIMUMBANK
61
STO
Brooklyn
Equipment
37 mo old · peak window+35Near the 36-month mark+7
OPTIMUMBANK
61
CPG
Miami Beach
Equipment
45 mo old · peak window+35Near the 48-month mark+2
OPTIMUMBANK
61
KP
Fort Lauderdale
Equipment
47 mo old · peak window+35Near the 48-month mark+7
OPTIMUMBANK
59
REN
Riviera Beach
Equipment
42 mo old · peak window+35Active, no continuation+10
OPTIMUMBANK
59
LUB
West Palm Beach
Equipment
43 mo old · peak window+35Active, no continuation+10
OPTIMUMBANK
59
LUB
West Palm Beach
Equipment
43 mo old · peak window+35Active, no continuation+10
OPTIMUMBANK

Questions

How many equipment loans does OPTIMUMBANK have in Florida?
237 active UCC financing statements for equipment against 216 Florida businesses.
What is OPTIMUMBANK's equipment finance market share in Florida?
0.1% of active equipment filings held by named lenders, rank 173 of 1526. Filing agents and government programs are left out of the total.
How many OPTIMUMBANK equipment loans end in the next six months?
About 69 in Florida: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Those borrowers are about to choose whether to finance again with OPTIMUMBANK.
Is OPTIMUMBANK growing in Florida?
48 new equipment filings in the last 12 months, against 35 in the 12 before.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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