UCC Scout

Updated November 11, 2026

LOCALITY BANK equipment loans in Florida

LOCALITY BANK holds 260 active equipment financing statements against 228 businesses in Florida, according to public UCC filings. 48 new filings were recorded in the last 12 months, down 31% on the year before. 45 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. Banks and credit unions hold 100%, more than captives and independents. That makes it the number 164 equipment lender in the state by active filings, with 0.1% of lender-held filings. It is classed as bank.

260

Active equipment filings

45

Likely ending in the next 6 months

36, 48 or 60 month term

228

Businesses with active filings

48

New filings, last 12 months

-31% on the year before

New equipment filings by month

Florida, last 24 months. The current month is still coming in.

105Dec 2024: 5Dec 24Jan 2025: 9Feb 2025: 6Mar 2025: 1MarApr 2025: 8May 2025: 3Jun 2025: 6JunJul 2025: 5Aug 2025: 8Sep 2025: 6SepOct 2025: 8Nov 2025: 3Dec 2025: 3DecJan 2026: 6Feb 2026: 3Mar 2026: 6MarApr 2026: 4May 2026: 4Jun 2026: 10JunJul 2026: 1Aug 2026: 3Sep 2026: 4SepOct 2026: 2Nov 2026: 0 so farNov
New equipment filings per month in Florida
2024-125
2025-019
2025-026
2025-031
2025-048
2025-053
2025-066
2025-075
2025-088
2025-096
2025-108
2025-113
2025-123
2026-016
2026-023
2026-036
2026-044
2026-054
2026-0610
2026-071
2026-083
2026-094
2026-102
2026-110

Top equipment types

Active filings by what the collateral describes

  1. Equipment, type not stated260 · 100.0%

Highest-scoring businesses right now

Names are partly hidden. The app shows them, with the phone number where public records have one.

See all 260 with names
78
BAK
Delray Beach
Equipment
38 mo old · peak window+35Near the 36-month mark+4
LOCALITY BANK
76
PIO
Hollywood
Equipment
39 mo old · peak window+35Near the 36-month mark+2
LOCALITY BANK
76
PIO
Hollywood
Equipment
39 mo old · peak window+35Near the 36-month mark+2
LOCALITY BANK
64
COL
Sunrise
Equipment
36 mo old · peak window+35Near the 36-month mark+10
LOCALITY BANK
64
CHI
Fort Lauderdale
Equipment
36 mo old · peak window+35Near the 36-month mark+10
LOCALITY BANK
61
TE
Miami
Equipment
39 mo old · peak window+35Near the 36-month mark+2
LOCALITY BANK
61
WIL
Ft. Lauderdale
Equipment
45 mo old · peak window+35Near the 48-month mark+2
LOCALITY BANK
59
THE
Ft. Lauderdale
Equipment
36 mo old · peak window+35Near the 36-month mark+10
LOCALITY BANK

Questions

How many equipment loans does LOCALITY BANK have in Florida?
260 active UCC financing statements for equipment against 228 Florida businesses.
What is LOCALITY BANK's equipment finance market share in Florida?
0.1% of active equipment filings held by named lenders, rank 164 of 1526. Filing agents and government programs are left out of the total.
How many LOCALITY BANK equipment loans end in the next six months?
About 45 in Florida: active filings where a 36, 48 or 60 month term from the filing date ends within six months. Those borrowers are about to choose whether to finance again with LOCALITY BANK.
Is LOCALITY BANK growing in Florida?
48 new equipment filings in the last 12 months, against 70 in the 12 before.

Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.

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