Updated November 11, 2026
Agriculture equipment loans in Jay, FL
Jay has 73 active UCC filings for farm equipment across 32 businesses, about 2.3 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, up 117% on the year before. 18 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. John Deere Financial dominates with 71% of active filings. Captive finance arms of the manufacturers write 78% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+117% on the year before
New equipment filings by month
Jay, FL, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 4 |
| 2025-03 | 2 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 2 |
| 2026-01 | 4 |
| 2026-02 | 2 |
| 2026-03 | 4 |
| 2026-04 | 4 |
| 2026-05 | 3 |
| 2026-06 | 0 |
| 2026-07 | 3 |
| 2026-08 | 0 |
| 2026-09 | 3 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial52 · 71.2%Captive finance
- FARM CREDIT OF NORTHWEST FLORIDA, ACA12 · 16.4%Bank
- Kubota Credit5 · 6.8%Captive finance
- ALABAMA AG CREDIT, PCA2 · 2.7%Bank
- ALABAMA AG CREDIT, ACA2 · 2.7%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
91 | KIL Jay | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | FARM CREDIT OF NORTHWEST FLORIDA, ACA Bank | Sep 2023 |
67 | SEC Jay | Agriculture 30 mo old · early+18Active, no continuation+10 | Kubota Credit Captive finance | Apr 2024 |
64 | KIL Jay | Agriculture 36 mo old · peak window+35Moved to another lender Jul 2024 | John Deere Financial Captive finance | Oct 2023 |
64 | SHO Jay | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
62 | MY Jay | Agriculture 33 mo old · early+26Near the 36-month mark+2 | John Deere Financial Captive finance | Jan 2024 |
59 | SCO Jay | Agriculture 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
56 | JAY Jay | Agriculture 45 mo old · peak window+35Moved to another lender Nov 2025 | John Deere Financial Captive finance | Jan 2023 |
56 | PIT Jay | Agriculture 45 mo old · peak window+35Moved to another lender Jun 2026 | John Deere Financial Captive finance | Jan 2023 |
Questions
How many farm equipment loans are active in Jay, FL?
How many farm equipment loans in Jay, FL end in the next six months?
Which lenders finance the most farm equipment in Jay, FL?
Is Jay, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.