Updated November 11, 2026
Construction equipment loans in Haines City, FL
Haines City has 26 active UCC filings for construction equipment across 15 businesses, about 1.7 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, down 27% on the year before. Caterpillar Financial dominates with 81% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Haines City, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 4 |
| 2025-03 | 0 |
| 2025-04 | 2 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 3 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 2 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial21 · 80.8%Captive finance
- JCB FINANCE4 · 15.4%Captive finance
- John Deere Financial1 · 3.8%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
71 | CHA Haines City | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
68 | CHA Haines City | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Caterpillar Financial Captive finance | Aug 2023 |
64 | BY Haines City | Construction 50 mo old · late window+31Near the 48-month mark+4 | Caterpillar Financial Captive finance | Aug 2022 |
54 | PRI Haines City | Construction 41 mo old · peak window+35Moved to another lender Feb 2025 | Caterpillar Financial Captive finance | May 2023 |
49 | SJP Haines City | Construction 1 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Sep 2026 |
49 | SJP Haines City | Construction 2 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Aug 2026 |
49 | SAN Haines City | Construction 4 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Jun 2026 |
49 | SJP Haines City | Construction 10 mo old · too earlyActive, no continuation+10 | Caterpillar Financial Captive finance | Dec 2025 |
Construction in nearby cities
- Construction in Lakeland156
- Construction in Winter Haven82
- Construction in Davenport30
- Construction in Sebring40
- Construction in Bartow51
- Construction in Wauchula32
Top lenders here
Questions
How many construction equipment loans are active in Haines City, FL?
How many construction equipment loans in Haines City, FL end in the next six months?
Which lenders finance the most construction equipment in Haines City, FL?
Is Haines City, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.