Updated November 11, 2026
IT & office equipment loans in Clearwater, FL
Clearwater has 31 active UCC filings for IT and office equipment across 25 businesses. 3 new filings were recorded in the last 12 months, down 40% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 39% of the book. Xerox Financial Services dominates with 39% of active filings. Captive finance arms of the manufacturers write 100% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-40% on the year before
New equipment filings by month
Clearwater, FL, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Xerox Financial Services12 · 38.7%Captive finance
- CANON FINANCIAL SERVICES, INC.9 · 29.0%Captive finance
- RICOH USA INC4 · 12.9%Captive finance
- Captive finance
- KONICA MINOLTA BUSINESS SOLUTIONS2 · 6.5%Captive finance
- KONICA MINOLTA BUS1 · 3.2%Captive finance
- KONICA MINOLTA PREMIER FINANCE1 · 3.2%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | INT Clearwater | IT & office 35 mo old · early+32Near the 36-month mark+7 | CANON FINANCIAL SERVICES, INC. Captive finance | Nov 2023 |
76 | OUR Clearwater | IT & office 47 mo old · peak window+35Near the 48-month mark+7 | RICOH USA INC Captive finance | Nov 2022 |
74 | SUN Clearwater | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | Xerox Financial Services Captive finance | Oct 2023 |
69 | NOR Clearwater | IT & office 43 mo old · peak window+35Active, no continuation+10 | HEWLETT-PACKARD FINANCIAL SERVICES COMPANY Captive finance | Mar 2023 |
66 | CHU Clearwater | IT & office 37 mo old · peak window+35Near the 36-month mark+7 | Xerox Financial Services Captive finance | Sep 2023 |
64 | SUN Clearwater | IT & office 40 mo old · peak window+35Active, no continuation+10 | Xerox Financial Services Captive finance | Jun 2023 |
59 | DOC Clearwater | IT & office 42 mo old · peak window+35Active, no continuation+10 | HEWLETT-PACKARD FINANCIAL SERVICES COMPANY Captive finance | Apr 2023 |
59 | N & Clearwater | IT & office 43 mo old · peak window+35Active, no continuation+10 | CANON FINANCIAL SERVICES, INC. Captive finance | Mar 2023 |
Questions
How many IT and office equipment loans are active in Clearwater, FL?
How many IT and office equipment loans in Clearwater, FL end in the next six months?
Which lenders finance the most IT and office equipment in Clearwater, FL?
Is Clearwater, FL equipment financing growing?
Source: UCC financing statements from the public data files of the Florida Secured Transaction Registry, loaded every business day. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.