Updated November 11, 2026
Equipment financing activity in Oxford, CT
Oxford has 410 active UCC filings for equipment across 208 businesses, about 2.0 per business, so repeat borrowers are common. 71 new filings were recorded in the last 12 months, up 27% on the year before. 128 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. The market is spread out: John Deere Financial leads with 6%, followed by Ion Bank at 6%. Construction is the largest equipment type, at 15%. Banks and credit unions hold 49%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+27% on the year before
New equipment filings by month
Oxford, CT, last 24 months. The current month is still coming in.
| 2024-12 | 9 |
|---|---|
| 2025-01 | 7 |
| 2025-02 | 0 |
| 2025-03 | 3 |
| 2025-04 | 4 |
| 2025-05 | 4 |
| 2025-06 | 6 |
| 2025-07 | 6 |
| 2025-08 | 2 |
| 2025-09 | 6 |
| 2025-10 | 6 |
| 2025-11 | 4 |
| 2025-12 | 11 |
| 2026-01 | 4 |
| 2026-02 | 10 |
| 2026-03 | 5 |
| 2026-04 | 10 |
| 2026-05 | 3 |
| 2026-06 | 3 |
| 2026-07 | 3 |
| 2026-08 | 8 |
| 2026-09 | 6 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial19 · 6.4%Captive finance
- Ion Bank17 · 5.7%Bank
- Caterpillar Financial16 · 5.4%Captive finance
- Kubota Credit14 · 4.7%Captive finance
- M&T Bank13 · 4.4%Bank
- Liberty Bank13 · 4.4%Bank
- Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated284 · 69.3%
- Construction61 · 14.9%
- Blanket liens33 · 8.0%
- Agriculture14 · 3.4%
- Manufacturing9 · 2.2%
- IT & office4 · 1.0%
- Trucks & trailers4 · 1.0%
- Vehicles1 · 0.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | PTA Oxford | IT & office 36 mo old · peak window+35Near the 36-month mark+10 | Xerox Financial Services Captive finance | Oct 2023 |
100 | LA Oxford | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Komatsu Financial Captive finance | Oct 2022 |
94 | PRO Oxford | Construction 35 mo old · early+32Near the 36-month mark+7 | JCB FINANCE Captive finance | Nov 2023 |
88 | Ear Oxford | Construction 34 mo old · early+29Near the 36-month mark+4 | FNB Equipment Finance Independent | Dec 2023 |
87 | T.S Oxford | Trucks & trailers 39 mo old · peak window+35Near the 36-month mark+2 | M&T EQUIPMENT FINANCE CORPORATION Independent | Jul 2023 |
86 | NAC Oxford | Construction 51 mo old · late window+29Near the 48-month mark+2 | Targeted Lending Co., LLC Independent | Aug 2022 |
86 | PIN Oxford | Trucks & trailers 51 mo old · late window+29Near the 48-month mark+2 | New Equipment Leasing, Inc. Independent | Jul 2022 |
85 | OXC Oxford | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | Kubota Credit Captive finance | Oct 2023 |
Equipment types in Oxford
Nearby cities
- Milford1,872
- Wallingford1,200
- Shelton1,106
- Middletown1,038
- Branford1,023
- Meriden898
- North Haven868
- Cheshire740
- Southington670
- Monroe561
- Guilford444
- Newtown439
Top lenders in Oxford
- John Deere Financial19
- Ion Bank17
- Caterpillar Financial16
- Kubota Credit14
- M&T Bank13
- Liberty Bank13
- Wells Fargo Vendor Financial Services, LLC10
- Sheffield Financial, A Division of Branch Banking and Trust Company8
- M&T CAPITAL AND LEASING CORPORATION8
- NEWTOWN SAVINGS BANK8
Questions
How many equipment loans are active in Oxford, CT?
How many equipment loans in Oxford, CT end in the next six months?
Which lenders finance the most equipment in Oxford, CT?
What equipment is financed most in Oxford, CT?
Is Oxford, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.