Updated November 11, 2026
Equipment financing activity in Higganum, CT
Higganum has 121 active UCC filings for equipment across 75 businesses, about 1.6 per business, so repeat borrowers are common. 31 new filings were recorded in the last 12 months, up 72% on the year before. 35 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 29% of the book. Liberty Bank dominates with 28% of active filings. Construction is the largest equipment type, at 17%. Banks and credit unions hold 46%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+72% on the year before
New equipment filings by month
Higganum, CT, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 3 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 5 |
| 2025-07 | 0 |
| 2025-08 | 3 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 3 |
| 2025-12 | 4 |
| 2026-01 | 2 |
| 2026-02 | 0 |
| 2026-03 | 7 |
| 2026-04 | 2 |
| 2026-05 | 4 |
| 2026-06 | 2 |
| 2026-07 | 2 |
| 2026-08 | 3 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Liberty Bank28 · 28.3%Bank
- Kubota Credit14 · 14.1%Captive finance
- John Deere Financial7 · 7.1%Captive finance
- Keystone Equipment Finance Corp.6 · 6.1%Independent
- Caterpillar Financial5 · 5.1%Captive finance
- JCB FINANCE5 · 5.1%Captive finance
- Rapid Capital, Inc.3 · 3.0%Independent
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated71 · 58.7%
- Construction21 · 17.4%
- Agriculture14 · 11.6%
- Blanket liens8 · 6.6%
- Trucks & trailers3 · 2.5%
- Vehicles3 · 2.5%
- Manufacturing1 · 0.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
85 | Tra Higganum | Construction 40 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | Jun 2023 |
85 | Tra Higganum | Construction 40 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | Jun 2023 |
85 | Cou Higganum | Construction 48 mo old · peak window+35Near the 48-month mark+10 | JCB FINANCE Captive finance | Oct 2022 |
84 | CRO Higganum | Vehicles 35 mo old · early+32Near the 36-month mark+7 | Sheffield Financial, A Division of Branch Banking and Trust Company Bank | Nov 2023 |
82 | MOR Higganum | Agriculture 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
80 | C & Higganum | Manufacturing 40 mo old · peak window+35Active, no continuation+10 | Rapid Capital, Inc. Independent | Jun 2023 |
75 | Red Higganum | Trucks & trailers 41 mo old · peak window+35Also a blanket lien | Keystone Equipment Finance Corp. Independent | May 2023 |
75 | Red Higganum | Vehicles 41 mo old · peak window+35Also a blanket lien | Keystone Equipment Finance Corp. Independent | May 2023 |
Nearby cities
- Milford1,872
- Wallingford1,200
- Shelton1,106
- Middletown1,038
- Branford1,023
- Meriden898
- North Haven868
- Cheshire740
- Southington670
- Monroe561
- Guilford444
- Newtown439
Top lenders in Higganum
- Liberty Bank28
- Kubota Credit14
- John Deere Financial7
- Keystone Equipment Finance Corp.6
- Caterpillar Financial5
- JCB FINANCE5
- Keystone Equipment Finance Corp. on behalf of itself and on behalf of all Affiliates of CCI3
- Farm Credit East, ACA2
- EQUITY BASED CAPITAL LLC2
Questions
How many equipment loans are active in Higganum, CT?
How many equipment loans in Higganum, CT end in the next six months?
Which lenders finance the most equipment in Higganum, CT?
What equipment is financed most in Higganum, CT?
Is Higganum, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.