Updated November 11, 2026
Equipment financing activity in Derby, CT
Derby has 180 active UCC filings for equipment across 112 businesses, about 1.6 per business, so repeat borrowers are common. 40 new filings were recorded in the last 12 months, up 60% on the year before. 54 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 30% of the book. The market is spread out: Liberty Bank leads with 9%, followed by Webster Bank, N.A. at 8%. Banks and credit unions hold 41%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+60% on the year before
New equipment filings by month
Derby, CT, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 4 |
| 2025-10 | 3 |
| 2025-11 | 5 |
| 2025-12 | 2 |
| 2026-01 | 2 |
| 2026-02 | 6 |
| 2026-03 | 1 |
| 2026-04 | 5 |
| 2026-05 | 4 |
| 2026-06 | 4 |
| 2026-07 | 3 |
| 2026-08 | 5 |
| 2026-09 | 4 |
| 2026-10 | 0 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Liberty Bank9 · 9.2%Bank
- Webster Bank, N.A.8 · 8.2%Bank
- Caterpillar Financial5 · 5.1%Captive finance
- M&T Bank4 · 4.1%Bank
- CUSTOM TRUCK CAPITAL3 · 3.1%Independent
- Independent
- Independent
- SECURE CAPITAL GROUP, LLC3 · 3.1%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated145 · 80.6%
- Blanket liens21 · 11.7%
- Construction9 · 5.0%
- Manufacturing2 · 1.1%
- Agriculture1 · 0.6%
- IT & office1 · 0.6%
- Vehicles1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | D.S Derby | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Caterpillar Financial Captive finance | Nov 2022 |
97 | D.S Derby | Construction 47 mo old · peak window+35Near the 48-month mark+7 | STAR CAPITAL GROUP, L.P. Independent | Nov 2022 |
94 | D.S Derby | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
89 | F. Derby | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Dec 2022 |
84 | A & Derby | Vehicles 35 mo old · early+32Near the 36-month mark+7 | CUSTOM TRUCK CAPITAL Independent | Nov 2023 |
78 | A W Derby | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Sheffield Financial, A Division of Branch Banking and Trust Company Bank | Oct 2022 |
75 | D.S Derby | Equipment 49 mo old · late window+33Near the 48-month mark+7 | THE WI CLARK COMPANY Other | Sep 2022 |
73 | THE Derby | Manufacturing 33 mo old · early+26Near the 36-month mark+2 | Toyota Industries Commercial Finance Captive finance | Jan 2024 |
Nearby cities
- Milford1,872
- Wallingford1,200
- Shelton1,106
- Middletown1,038
- Branford1,023
- Meriden898
- North Haven868
- Cheshire740
- Southington670
- Monroe561
- Guilford444
- Newtown439
Questions
How many equipment loans are active in Derby, CT?
How many equipment loans in Derby, CT end in the next six months?
Which lenders finance the most equipment in Derby, CT?
What equipment is financed most in Derby, CT?
Is Derby, CT equipment financing growing?
Source: UCC financing statements published as open data by the Connecticut Secretary of the State and loaded every morning, with collateral read from each filing's document. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.