Updated November 11, 2026
Construction equipment loans in Trinidad, CO
Trinidad has 46 active UCC filings for construction equipment across 22 businesses, about 2.1 per business, so repeat borrowers are common. 5 new filings were recorded in the last 12 months, down 69% on the year before. 11 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. Caterpillar Financial dominates with 28% of active filings. Captive finance arms of the manufacturers write 51% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-69% on the year before
New equipment filings by month
Trinidad, CO, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 3 |
| 2025-07 | 4 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 3 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 1 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial12 · 27.9%Captive finance
- Independent
- The First National Bank in Trinidad7 · 16.3%Bank
- WAGNER EQUIPMENT COMPANY4 · 9.3%Captive finance
- Kubota Credit2 · 4.7%Captive finance
- John Deere Financial2 · 4.7%Captive finance
- MARLIN LEASING CORP2 · 4.7%Independent
- CNH Industrial Capital1 · 2.3%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | Pin Trinidad | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
95 | LEO Trinidad | Construction 49 mo old · late window+33Near the 48-month mark+7 | POWER MOTIVE CORPORATION Other | Sep 2022 |
94 | Wes Trinidad | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Sep 2023 |
91 | Wes Trinidad | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
90 | Wes Trinidad | Construction 40 mo old · peak window+35Also a blanket lien | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Jul 2023 |
90 | Wes Trinidad | Construction 41 mo old · peak window+35Also a blanket lien | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | May 2023 |
86 | Wes Trinidad | Construction 51 mo old · late window+29Near the 48-month mark+2 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Jul 2022 |
84 | Wes Trinidad | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Jun 2023 |
Top lenders here
Questions
How many construction equipment loans are active in Trinidad, CO?
How many construction equipment loans in Trinidad, CO end in the next six months?
Which lenders finance the most construction equipment in Trinidad, CO?
Is Trinidad, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.