Updated November 11, 2026
Equipment financing activity in Trinidad, CO
Trinidad has 178 active UCC filings for equipment across 105 businesses, about 1.7 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, down 41% on the year before. 47 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: The First National Bank in Trinidad leads with 11%, followed by Caterpillar Financial at 10%. Construction is the largest equipment type, at 26%. Banks and credit unions hold 47%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-41% on the year before
New equipment filings by month
Trinidad, CO, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 4 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 3 |
| 2025-05 | 0 |
| 2025-06 | 5 |
| 2025-07 | 7 |
| 2025-08 | 3 |
| 2025-09 | 5 |
| 2025-10 | 3 |
| 2025-11 | 2 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 3 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 5 |
| 2026-08 | 2 |
| 2026-09 | 3 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- The First National Bank in Trinidad14 · 11.3%Bank
- Caterpillar Financial12 · 9.7%Captive finance
- Old Second National Bank8 · 6.5%Bank
- Kubota Credit7 · 5.6%Captive finance
- Independent
- INBANK7 · 5.6%Bank
- WAGNER EQUIPMENT COMPANY4 · 3.2%Captive finance
- FIRST NATIONAL BANK COLORADO4 · 3.2%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated58 · 32.6%
- Construction46 · 25.8%
- Blanket liens36 · 20.2%
- Agriculture14 · 7.9%
- Trucks & trailers11 · 6.2%
- Manufacturing5 · 2.8%
- IT & office3 · 1.7%
- Vehicles3 · 1.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | Pin Trinidad | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
95 | Elk Trinidad | Vehicles 49 mo old · late window+33Near the 48-month mark+7 | The First National Bank in Trinidad Bank | Sep 2022 |
95 | LEO Trinidad | Construction 49 mo old · late window+33Near the 48-month mark+7 | POWER MOTIVE CORPORATION Other | Sep 2022 |
94 | Wes Trinidad | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Sep 2023 |
91 | Wes Trinidad | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
90 | Wes Trinidad | Construction 40 mo old · peak window+35Also a blanket lien | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Jul 2023 |
90 | Wes Trinidad | Construction 41 mo old · peak window+35Also a blanket lien | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | May 2023 |
86 | Wes Trinidad | Construction 51 mo old · late window+29Near the 48-month mark+2 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Jul 2022 |
Equipment types in Trinidad
Top lenders in Trinidad
- The First National Bank in Trinidad14
- Caterpillar Financial12
- Kubota Credit7
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI7
- INBANK7
- WAGNER EQUIPMENT COMPANY4
- FIRST NATIONAL BANK COLORADO4
- John Deere Financial3
- Bank of the West3
Questions
How many equipment loans are active in Trinidad, CO?
How many equipment loans in Trinidad, CO end in the next six months?
Which lenders finance the most equipment in Trinidad, CO?
What equipment is financed most in Trinidad, CO?
Is Trinidad, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.