Updated November 11, 2026
Construction equipment loans in Sterling, CO
Sterling has 38 active UCC filings for construction equipment across 24 businesses, about 1.6 per business, so repeat borrowers are common. 5 new filings were recorded in the last 12 months, down 29% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. Wells Fargo Vendor Financial Services, LLC dominates with 42% of active filings. Banks and credit unions hold 72%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-29% on the year before
New equipment filings by month
Sterling, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 1 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 0 |
| 2025-07 | 4 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 2 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- WAGNER EQUIPMENT COMPANY5 · 13.9%Captive finance
- Bank of Colorado4 · 11.1%Bank
- Sterling Federal Credit Union4 · 11.1%Bank
- Wells Fargo Bank, N.A.1 · 2.8%Bank
- JCB FINANCE1 · 2.8%Captive finance
- FIRST FARMBANK1 · 2.8%Bank
- PNC Bank, National Association1 · 2.8%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
85 | Tot Sterling | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2022 |
79 | ALL Sterling | Construction 38 mo old · peak window+35Near the 36-month mark+4 | JCB FINANCE Captive finance | Aug 2023 |
77 | SHE Sterling | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Wells Fargo Vendor Financial Services, LLC Bank | Aug 2023 |
77 | McA Sterling | Construction 39 mo old · peak window+35Near the 36-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Jul 2023 |
75 | LOC Sterling | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Oct 2023 |
73 | ALP Sterling | Construction 56 mo old · late window+18Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Feb 2022 |
70 | DUM Sterling | Construction 48 mo old · peak window+35Moved to another lender Feb 2024 | FIRST FARMBANK Bank | Oct 2022 |
67 | COR Sterling | Construction 47 mo old · peak window+35Moved to another lender May 2024 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2022 |
Questions
How many construction equipment loans are active in Sterling, CO?
How many construction equipment loans in Sterling, CO end in the next six months?
Which lenders finance the most construction equipment in Sterling, CO?
Is Sterling, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.