Updated November 11, 2026
Equipment financing activity in Sterling, CO
Sterling has 305 active UCC filings for equipment across 194 businesses, about 1.6 per business, so repeat borrowers are common. 57 new filings were recorded in the last 12 months, down 12% on the year before. 74 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Bank of Colorado leads with 19%, followed by John Deere Financial at 10%. Agriculture is the largest equipment type, at 18%. Banks and credit unions hold 58%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-12% on the year before
New equipment filings by month
Sterling, CO, last 24 months. The current month is still coming in.
| 2024-12 | 7 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 7 |
| 2025-03 | 3 |
| 2025-04 | 2 |
| 2025-05 | 12 |
| 2025-06 | 3 |
| 2025-07 | 12 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 7 |
| 2025-11 | 6 |
| 2025-12 | 5 |
| 2026-01 | 3 |
| 2026-02 | 5 |
| 2026-03 | 3 |
| 2026-04 | 1 |
| 2026-05 | 7 |
| 2026-06 | 6 |
| 2026-07 | 6 |
| 2026-08 | 6 |
| 2026-09 | 9 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank of Colorado44 · 18.9%Bank
- John Deere Financial23 · 9.9%Captive finance
- Bank
- FIRST FARMBANK15 · 6.4%Bank
- Independent
- Bank
- Sterling Federal Credit Union5 · 2.1%Bank
- WAGNER EQUIPMENT COMPANY5 · 2.1%Captive finance
Top equipment types
Active filings by what the collateral describes
- Blanket liens98 · 32.1%
- Equipment, type not stated87 · 28.5%
- Agriculture55 · 18.0%
- Construction38 · 12.5%
- Trucks & trailers8 · 2.6%
- Vehicles8 · 2.6%
- IT & office5 · 1.6%
- Manufacturing3 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | Oak Sterling | Trucks & trailers 46 mo old · peak window+35Near the 48-month mark+4 | Northeastern Colorado Revolving Loan Fund Independent | Dec 2022 |
92 | McK Sterling | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Bank of Colorado Bank | Dec 2022 |
90 | M-1 Sterling | Agriculture 41 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | May 2023 |
85 | Tot Sterling | Construction 48 mo old · peak window+35Near the 48-month mark+10 | Wells Fargo Vendor Financial Services, LLC Bank | Nov 2022 |
85 | Eas Sterling | Trucks & trailers 49 mo old · late window+33Near the 48-month mark+7 | Northland Capital Financial Services, LLC Independent | Oct 2022 |
84 | Luf Sterling | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | AGCO Finance Captive finance | Aug 2022 |
83 | Ken Sterling | Agriculture 33 mo old · early+26Near the 36-month mark+2 | Bank of Colorado Bank | Jan 2024 |
80 | KLO Sterling | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
Equipment types in Sterling
Questions
How many equipment loans are active in Sterling, CO?
How many equipment loans in Sterling, CO end in the next six months?
Which lenders finance the most equipment in Sterling, CO?
What equipment is financed most in Sterling, CO?
Is Sterling, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.