Updated November 11, 2026
Equipment financing activity in Penrose, CO
Penrose has 86 active UCC filings for equipment across 49 businesses, about 1.8 per business, so repeat borrowers are common. 17 new filings were recorded in the last 12 months, up 21% on the year before. 27 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. The market is spread out: BANK OF THE SAN JUANS, DIVISION OF GLACIER BANK leads with 16%, followed by CNH Industrial Capital at 8%. Construction is the largest equipment type, at 21%. Banks and credit unions hold 52%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+21% on the year before
New equipment filings by month
Penrose, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 5 |
| 2026-02 | 4 |
| 2026-03 | 1 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank
- CNH Industrial Capital5 · 7.9%Captive finance
- John Deere Financial3 · 4.8%Captive finance
- Caterpillar Financial3 · 4.8%Captive finance
- WAGNER EQUIPMENT COMPANY3 · 4.8%Captive finance
- CROSS RIVER BANK3 · 4.8%Bank
- Kubota Credit2 · 3.2%Captive finance
- DLL2 · 3.2%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated33 · 38.4%
- Blanket liens24 · 27.9%
- Construction18 · 20.9%
- Manufacturing4 · 4.7%
- Agriculture3 · 3.5%
- Trucks & trailers3 · 3.5%
- Restaurant1 · 1.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
80 | JJ Penrose | Construction 42 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Apr 2023 |
79 | PEN Penrose | Construction 43 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2023 |
75 | Are Penrose | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | C T Corporation System, as representative Other | Feb 2023 |
70 | Bak Penrose | Blanket lien 36 mo old · peak window+35Near the 36-month mark+10 | Internet Truckstop Payments LLC Other | Oct 2023 |
70 | EOS Penrose | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | BANK OF THE SAN JUANS, DIVISION OF GLACIER BANK Bank | Nov 2022 |
70 | EOS Penrose | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | BANK OF THE SAN JUANS, DIVISION OF GLACIER BANK Bank | Nov 2022 |
70 | EOS Penrose | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | BANK OF THE SAN JUANS, DIVISION OF GLACIER BANK Bank | Nov 2022 |
70 | EOS Penrose | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | BANK OF THE SAN JUANS, DIVISION OF GLACIER BANK Bank | Nov 2022 |
Questions
How many equipment loans are active in Penrose, CO?
How many equipment loans in Penrose, CO end in the next six months?
Which lenders finance the most equipment in Penrose, CO?
What equipment is financed most in Penrose, CO?
Is Penrose, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.