Updated November 11, 2026
Equipment financing activity in Cotopaxi, CO
Cotopaxi has 44 active UCC filings for equipment across 23 businesses, about 1.9 per business, so repeat borrowers are common. 12 new filings were recorded in the last 12 months, up 33% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: Caterpillar Financial leads with 19%, followed by WAGNER EQUIPMENT COMPANY at 14%. Construction is the largest equipment type, at 55%. Captive finance arms of the manufacturers write 50% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+33% on the year before
New equipment filings by month
Cotopaxi, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 2 |
| 2025-02 | 1 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 5 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial7 · 19.4%Captive finance
- WAGNER EQUIPMENT COMPANY5 · 13.9%Captive finance
- Kubota Credit3 · 8.3%Captive finance
- Bank
- Bank
- HIGH COUNTRY BANK2 · 5.6%Bank
- CNH Industrial Capital1 · 2.8%Captive finance
- Kirkpatrick Bank1 · 2.8%Bank
Top equipment types
Active filings by what the collateral describes
- Construction24 · 54.5%
- Blanket liens9 · 20.5%
- Equipment, type not stated8 · 18.2%
- Agriculture3 · 6.8%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | Dir Cotopaxi | Construction 48 mo old · peak window+35Near the 48-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Oct 2022 |
92 | Dir Cotopaxi | Construction 39 mo old · peak window+35Near the 36-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Jul 2023 |
90 | ROC Cotopaxi | Construction 41 mo old · peak window+35Active, no continuation+10 | SECURED LENDER SOLUTIONS Other | May 2023 |
90 | Dir Cotopaxi | Construction 42 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
82 | Dir Cotopaxi | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | Dir Cotopaxi | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | Dir Cotopaxi | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
82 | Dir Cotopaxi | Construction 52 mo old · late window+27Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jul 2022 |
Questions
How many equipment loans are active in Cotopaxi, CO?
How many equipment loans in Cotopaxi, CO end in the next six months?
Which lenders finance the most equipment in Cotopaxi, CO?
What equipment is financed most in Cotopaxi, CO?
Is Cotopaxi, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.