Updated November 11, 2026
Construction equipment loans in Paonia, CO
Paonia has 29 active UCC filings for construction equipment across 9 businesses, about 3.2 per business, so repeat borrowers are common. 7 new filings were recorded in the last 12 months, down 30% on the year before. 7 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. WAGNER EQUIPMENT COMPANY dominates with 41% of active filings. Captive finance arms of the manufacturers write 83% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-30% on the year before
New equipment filings by month
Paonia, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 3 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 2 |
| 2025-11 | 0 |
| 2025-12 | 0 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 0 |
| 2026-08 | 1 |
| 2026-09 | 2 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY12 · 41.4%Captive finance
- Caterpillar Financial12 · 41.4%Captive finance
- North Mill Credit Trust1 · 3.4%Independent
- Stearns Bank Equipment Finance1 · 3.4%Bank
- Bank
- Independent
- Independent
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
90 | Roo Paonia | Construction 40 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jun 2023 |
90 | PAR Paonia | Construction 42 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
90 | PAR Paonia | Construction 42 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Apr 2023 |
90 | PAR Paonia | Construction 43 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Mar 2023 |
90 | Roo Paonia | Construction 43 mo old · peak window+35Also a blanket lien | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Mar 2023 |
82 | PAR Paonia | Construction 52 mo old · late window+27Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jul 2022 |
80 | PAR Paonia | Construction 53 mo old · late window+25Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jun 2022 |
67 | PAR Paonia | Construction 30 mo old · early+18Active, no continuation+10 | Caterpillar Financial Captive finance | Apr 2024 |
Construction in nearby cities
Construction across ColoradoQuestions
How many construction equipment loans are active in Paonia, CO?
How many construction equipment loans in Paonia, CO end in the next six months?
Which lenders finance the most construction equipment in Paonia, CO?
Is Paonia, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.