Updated November 11, 2026
Equipment financing activity in Paonia, CO
Paonia has 97 active UCC filings for equipment across 52 businesses, about 1.9 per business, so repeat borrowers are common. 19 new filings were recorded in the last 12 months, down 14% on the year before. 25 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: WAGNER EQUIPMENT COMPANY leads with 18%, followed by Caterpillar Financial at 17%. Construction is the largest equipment type, at 30%. Captive finance arms of the manufacturers write 41% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-14% on the year before
New equipment filings by month
Paonia, CO, last 24 months. The current month is still coming in.
| 2024-12 | 3 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 4 |
| 2025-03 | 1 |
| 2025-04 | 4 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 3 |
| 2025-11 | 1 |
| 2025-12 | 3 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 0 |
| 2026-08 | 5 |
| 2026-09 | 3 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY13 · 18.3%Captive finance
- Caterpillar Financial12 · 16.9%Captive finance
- Bank of Colorado10 · 14.1%Bank
- Independent
- John Deere Financial4 · 5.6%Captive finance
- Bank
- United Business Bank4 · 5.6%Bank
- Stearns Bank Equipment Finance3 · 4.2%Bank
Top equipment types
Active filings by what the collateral describes
- Construction29 · 29.9%
- Equipment, type not stated29 · 29.9%
- Blanket liens26 · 26.8%
- Trucks & trailers6 · 6.2%
- Agriculture4 · 4.1%
- Manufacturing1 · 1.0%
- Restaurant1 · 1.0%
- Vehicles1 · 1.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
92 | Roo Paonia | Trucks & trailers 39 mo old · peak window+35Near the 36-month mark+2 | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Jul 2023 |
90 | Roo Paonia | Construction 40 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jun 2023 |
90 | PAR Paonia | Construction 42 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
90 | PAR Paonia | Construction 42 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Apr 2023 |
90 | PAR Paonia | Construction 43 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Mar 2023 |
90 | Roo Paonia | Construction 43 mo old · peak window+35Also a blanket lien | Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI Independent | Mar 2023 |
82 | PAR Paonia | Construction 52 mo old · late window+27Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jul 2022 |
80 | PAR Paonia | Construction 53 mo old · late window+25Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jun 2022 |
Equipment types in Paonia
Top lenders in Paonia
- WAGNER EQUIPMENT COMPANY13
- Caterpillar Financial12
- Bank of Colorado10
- Commercial Credit Group Inc. on behalf of itself and on behalf of all Affiliates of CCI6
- John Deere Financial4
- Alpine Bank, A Colorado Banking Corporation4
- Stearns Bank Equipment Finance3
- Sheffield Financial, a division of Truist Bank2
- U.S. BANK EQUIPMENT FINANCE1
Questions
How many equipment loans are active in Paonia, CO?
How many equipment loans in Paonia, CO end in the next six months?
Which lenders finance the most equipment in Paonia, CO?
What equipment is financed most in Paonia, CO?
Is Paonia, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.