Updated November 11, 2026
Equipment financing activity in Hot Sulphur Springs, CO
Hot Sulphur Springs has 32 active UCC filings for equipment across 10 businesses, about 3.2 per business, so repeat borrowers are common. 2 new filings were recorded in the last 12 months, down 67% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. Caterpillar Financial dominates with 41% of active filings. Construction is the largest equipment type, at 66%. Captive finance arms of the manufacturers write 72% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-67% on the year before
New equipment filings by month
Hot Sulphur Springs, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 3 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 1 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial12 · 41.4%Captive finance
- WAGNER EQUIPMENT COMPANY9 · 31.0%Captive finance
- United Business Bank2 · 6.9%Bank
- KeyBank National Association1 · 3.4%Bank
- GREENWOODS EQUIPMENT FINANCE LLC1 · 3.4%Independent
- Bank
- US BANK NA1 · 3.4%Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Construction21 · 65.6%
- Equipment, type not stated6 · 18.8%
- Blanket liens4 · 12.5%
- Vehicles1 · 3.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | Pri Hot Sulphur Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Nov 2023 |
100 | Pri Hot Sulphur Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | WAGNER EQUIPMENT COMPANY Captive finance | Oct 2023 |
97 | Pri Hot Sulphur Springs | Construction 37 mo old · peak window+35Near the 36-month mark+7 | WAGNER EQUIPMENT COMPANY Captive finance | Sep 2023 |
94 | HAR Hot Sulphur Springs | Construction 36 mo old · peak window+35Near the 36-month mark+10 | Caterpillar Financial Captive finance | Nov 2023 |
94 | Pri Hot Sulphur Springs | Construction 38 mo old · peak window+35Near the 36-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2023 |
92 | Pri Hot Sulphur Springs | Construction 39 mo old · peak window+35Near the 36-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Aug 2023 |
69 | HAR Hot Sulphur Springs | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
69 | HAR Hot Sulphur Springs | Construction 31 mo old · early+20Active, no continuation+10 | Caterpillar Financial Captive finance | Mar 2024 |
Questions
How many equipment loans are active in Hot Sulphur Springs, CO?
How many equipment loans in Hot Sulphur Springs, CO end in the next six months?
Which lenders finance the most equipment in Hot Sulphur Springs, CO?
What equipment is financed most in Hot Sulphur Springs, CO?
Is Hot Sulphur Springs, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.