Updated November 11, 2026
Equipment financing activity in Grand Lake, CO
Grand Lake has 65 active UCC filings for equipment across 42 businesses, about 1.5 per business, so repeat borrowers are common. 24 new filings were recorded in the last 12 months, up 100% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 22% of the book. The market is spread out: Kubota Credit leads with 11%, followed by Caterpillar Financial at 11%. Construction is the largest equipment type, at 32%. Captive finance arms of the manufacturers write 43% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+100% on the year before
New equipment filings by month
Grand Lake, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 2 |
| 2025-05 | 1 |
| 2025-06 | 0 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 4 |
| 2026-01 | 1 |
| 2026-02 | 1 |
| 2026-03 | 4 |
| 2026-04 | 2 |
| 2026-05 | 5 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 2 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit5 · 10.6%Captive finance
- Caterpillar Financial5 · 10.6%Captive finance
- CNH Industrial Capital5 · 10.6%Captive finance
- U.S. Bank National Association4 · 8.5%Bank
- WAGNER EQUIPMENT COMPANY3 · 6.4%Captive finance
- United Business Bank2 · 4.3%Bank
- Northwest Bank2 · 4.3%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated30 · 46.2%
- Construction21 · 32.3%
- Agriculture6 · 9.2%
- Blanket liens6 · 9.2%
- IT & office1 · 1.5%
- Restaurant1 · 1.5%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
78 | GRA Grand Lake | Construction 32 mo old · early+23Active, no continuation+10 | MARLIN LEASING CORP Independent | Mar 2024 |
77 | LON Grand Lake | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Dec 2022 |
77 | LON Grand Lake | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | Kubota Credit Captive finance | Nov 2022 |
70 | Sta Grand Lake | Construction 49 mo old · late window+33Near the 48-month mark+7 | Waypoint Bank Bank | Oct 2022 |
69 | GRA Grand Lake | Construction 42 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
63 | MOU Grand Lake | Equipment 42 mo old · peak window+35Active, no continuation+10 | C T Corporation System, as representative Other | May 2023 |
62 | GRA Grand Lake | Equipment 32 mo old · early+23Active, no continuation+10 | Express Tech-Financing, LLC Independent | Mar 2024 |
61 | ILM Grand Lake | Construction 51 mo old · late window+29Near the 48-month mark+2 | Iron Capital Rentals (USA) Inc Independent | Jul 2022 |
Nearby cities
All of Grand CountyTop lenders in Grand Lake
- Kubota Credit5
- Caterpillar Financial5
- CNH Industrial Capital5
- U.S. Bank National Association4
- WAGNER EQUIPMENT COMPANY3
- Northwest Bank2
- Wells Fargo Vendor Financial Services, LLC2
- Northland Capital Financial Services, LLC2
- COLLEGIATE PEAKS BANK, DIVISION OF GLACIER BANK1
Questions
How many equipment loans are active in Grand Lake, CO?
How many equipment loans in Grand Lake, CO end in the next six months?
Which lenders finance the most equipment in Grand Lake, CO?
What equipment is financed most in Grand Lake, CO?
Is Grand Lake, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.