Updated November 11, 2026
Construction equipment loans in Cortez, CO
Cortez has 74 active UCC filings for construction equipment across 43 businesses, about 1.7 per business, so repeat borrowers are common. 18 new filings were recorded in the last 12 months, down 28% on the year before. 12 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 16% of the book. WAGNER EQUIPMENT COMPANY dominates with 26% of active filings. Captive finance arms of the manufacturers write 58% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-28% on the year before
New equipment filings by month
Cortez, CO, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 6 |
| 2025-03 | 3 |
| 2025-04 | 5 |
| 2025-05 | 4 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 0 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 4 |
| 2026-01 | 0 |
| 2026-02 | 2 |
| 2026-03 | 2 |
| 2026-04 | 3 |
| 2026-05 | 2 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 1 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY19 · 26.0%Captive finance
- John Deere Financial9 · 12.3%Captive finance
- Bank
- Caterpillar Financial6 · 8.2%Captive finance
- The Dolores State Bank6 · 8.2%Bank
- CNH Industrial Capital4 · 5.5%Captive finance
- Bank
- Kubota Credit3 · 4.1%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
97 | MED Cortez | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
95 | Can Cortez | Construction 48 mo old · peak window+35Near the 48-month mark+10 | WELLS FARGO BANK, NATIONAL ASSOCIATION Bank | Oct 2022 |
94 | MR. Cortez | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Aug 2023 |
92 | MR. Cortez | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Wells Fargo Vendor Financial Services, LLC Bank | Jul 2023 |
90 | MED Cortez | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jul 2023 |
90 | Smi Cortez | Construction 40 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jun 2023 |
90 | Smi Cortez | Construction 41 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
83 | BED Cortez | Construction 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Jan 2024 |
Construction in nearby cities
Construction across ColoradoTop lenders here
Questions
How many construction equipment loans are active in Cortez, CO?
How many construction equipment loans in Cortez, CO end in the next six months?
Which lenders finance the most construction equipment in Cortez, CO?
Is Cortez, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.