Updated November 11, 2026
Equipment financing activity in Cortez, CO
Cortez has 360 active UCC filings for equipment across 214 businesses, about 1.7 per business, so repeat borrowers are common. 71 new filings were recorded in the last 12 months, down 20% on the year before. 74 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 21% of the book. The market is spread out: WAGNER EQUIPMENT COMPANY leads with 8%, followed by First National Bank, Cortez at 7%. Construction is the largest equipment type, at 21%. Banks and credit unions hold 48%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-20% on the year before
New equipment filings by month
Cortez, CO, last 24 months. The current month is still coming in.
| 2024-12 | 10 |
|---|---|
| 2025-01 | 8 |
| 2025-02 | 12 |
| 2025-03 | 11 |
| 2025-04 | 9 |
| 2025-05 | 12 |
| 2025-06 | 7 |
| 2025-07 | 6 |
| 2025-08 | 4 |
| 2025-09 | 4 |
| 2025-10 | 3 |
| 2025-11 | 4 |
| 2025-12 | 11 |
| 2026-01 | 5 |
| 2026-02 | 8 |
| 2026-03 | 6 |
| 2026-04 | 8 |
| 2026-05 | 5 |
| 2026-06 | 4 |
| 2026-07 | 4 |
| 2026-08 | 8 |
| 2026-09 | 8 |
| 2026-10 | 1 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY20 · 8.0%Captive finance
- First National Bank, Cortez18 · 7.2%Bank
- The Dolores State Bank16 · 6.4%Bank
- John Deere Financial15 · 6.0%Captive finance
- FIRST SOUTHWEST BANK11 · 4.4%Bank
- Four Corners Community Bank11 · 4.4%Bank
- Kubota Credit7 · 2.8%Captive finance
- Capital Finance, LLC, as Administrative Agent7 · 2.8%Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated137 · 38.1%
- Blanket liens101 · 28.1%
- Construction74 · 20.6%
- Agriculture26 · 7.2%
- IT & office5 · 1.4%
- Manufacturing4 · 1.1%
- Trucks & trailers4 · 1.1%
- Vehicles4 · 1.1%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
100 | CRU Cortez | Manufacturing 48 mo old · peak window+35Near the 48-month mark+10 | STAR CAPITAL GROUP, L.P. Independent | Oct 2022 |
97 | MED Cortez | Construction 37 mo old · peak window+35Near the 36-month mark+7 | John Deere Financial Captive finance | Sep 2023 |
95 | Can Cortez | Construction 48 mo old · peak window+35Near the 48-month mark+10 | WELLS FARGO BANK, NATIONAL ASSOCIATION Bank | Oct 2022 |
94 | MR. Cortez | Construction 38 mo old · peak window+35Near the 36-month mark+4 | Wells Fargo Vendor Financial Services, LLC Bank | Aug 2023 |
94 | CRU Cortez | Manufacturing 46 mo old · peak window+35Near the 48-month mark+4 | STAR CAPITAL GROUP, L.P. Independent | Dec 2022 |
92 | MR. Cortez | Construction 39 mo old · peak window+35Near the 36-month mark+2 | Wells Fargo Vendor Financial Services, LLC Bank | Jul 2023 |
90 | MED Cortez | Construction 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jul 2023 |
90 | Smi Cortez | Construction 40 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Jun 2023 |
Equipment types in Cortez
Questions
How many equipment loans are active in Cortez, CO?
How many equipment loans in Cortez, CO end in the next six months?
Which lenders finance the most equipment in Cortez, CO?
What equipment is financed most in Cortez, CO?
Is Cortez, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.