Updated November 11, 2026
Agriculture equipment loans in Watertown, WI
Watertown has 48 active UCC filings for farm equipment across 31 businesses, about 1.5 per business, so repeat borrowers are common. 10 new filings were recorded in the last 12 months, up 11% on the year before. 17 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 35% of the book. Kubota Credit dominates with 29% of active filings. Captive finance arms of the manufacturers write 75% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+11% on the year before
New equipment filings by month
Watertown, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 2 |
| 2025-03 | 1 |
| 2025-04 | 1 |
| 2025-05 | 0 |
| 2025-06 | 0 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 1 |
| 2025-10 | 1 |
| 2025-11 | 1 |
| 2025-12 | 0 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 0 |
| 2026-04 | 2 |
| 2026-05 | 1 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 0 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 1 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kubota Credit14 · 29.2%Captive finance
- CNH Industrial Capital14 · 29.2%Captive finance
- John Deere Financial8 · 16.7%Captive finance
- FARM CREDIT SERVICES OF AMERICA, PCA8 · 16.7%Bank
- RABO AGRIFINANCE LLC3 · 6.3%Bank
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | JER Watertown | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
91 | T A Watertown | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
83 | RIC Watertown | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
76 | Her Watertown | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | CNH Industrial Capital Captive finance | Dec 2022 |
76 | 4GZ Watertown | Agriculture 52 mo old · late window+27Active, no continuation+10 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Jun 2022 |
73 | Her Watertown | Agriculture 35 mo old · early+32Near the 36-month mark+7 | Kubota Credit Captive finance | Nov 2023 |
71 | NEV Watertown | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Jan 2023 |
69 | MCF Watertown | Agriculture 42 mo old · peak window+35Active, no continuation+10 | Kubota Credit Captive finance | Apr 2023 |
Agriculture in nearby cities
- Agriculture in Menomonee Falls35
- Agriculture in West Bend107
- Agriculture in Oconomowoc36
- Agriculture in Germantown33
- Agriculture in Hartford55
- Agriculture in Plymouth63
- Agriculture in Cedarburg25
- Agriculture in Chilton99
- Agriculture in Sheboygan Falls70
- Agriculture in Slinger27
Questions
How many farm equipment loans are active in Watertown, WI?
How many farm equipment loans in Watertown, WI end in the next six months?
Which lenders finance the most farm equipment in Watertown, WI?
Is Watertown, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.