Updated November 11, 2026
Equipment financing activity in Waldo, WI
Waldo has 103 active UCC filings for equipment across 53 businesses, about 1.9 per business, so repeat borrowers are common. 36 new filings were recorded in the last 12 months, up 100% on the year before. 18 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 17% of the book. The market is spread out: Kohler Credit Union leads with 18%, followed by Waldo State Bank at 11%. Agriculture is the largest equipment type, at 12%. Banks and credit unions hold 74%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+100% on the year before
New equipment filings by month
Waldo, WI, last 24 months. The current month is still coming in.
| 2024-12 | 2 |
|---|---|
| 2025-01 | 3 |
| 2025-02 | 4 |
| 2025-03 | 2 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 2 |
| 2025-08 | 1 |
| 2025-09 | 2 |
| 2025-10 | 1 |
| 2025-11 | 2 |
| 2025-12 | 2 |
| 2026-01 | 1 |
| 2026-02 | 2 |
| 2026-03 | 6 |
| 2026-04 | 2 |
| 2026-05 | 8 |
| 2026-06 | 6 |
| 2026-07 | 2 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Kohler Credit Union17 · 17.5%Bank
- Waldo State Bank11 · 11.3%Bank
- Bank First, N.A.9 · 9.3%Bank
- Bank
- Stearns Bank Equipment Finance4 · 4.1%Bank
- Roadrunner Financial, Inc.4 · 4.1%Independent
- Bank
- Independent
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated91 · 88.3%
- Agriculture12 · 11.7%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
88 | Eis Waldo | Agriculture 35 mo old · early+32Near the 36-month mark+7 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Dec 2023 |
84 | FLY Waldo | Agriculture 40 mo old · peak window+35Active, no continuation+10 | John Deere Financial Captive finance | Jun 2023 |
79 | EIS Waldo | Agriculture 41 mo old · peak window+35Active, no continuation+10 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | May 2023 |
78 | Per Waldo | Equipment 35 mo old · early+32Near the 36-month mark+7 | Bridgestone Americas Tire Operations, LLC Other | Nov 2023 |
74 | Wal Waldo | Equipment 49 mo old · late window+33Near the 48-month mark+7 | Plymouth Lubricants Other | Sep 2022 |
72 | COM Waldo | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Dec 2023 |
69 | Amy Waldo | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Oct 2023 |
69 | Sun Waldo | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | COMPEER FINANCIAL, ACA Independent | Oct 2022 |
Nearby cities
- Brookfield2,189
- Sheboygan1,168
- Menomonee Falls1,159
- West Bend1,101
- Mequon909
- Watertown811
- Oconomowoc766
- Pewaukee745
- Germantown679
- Hartford677
- Plymouth615
- Hartland592
Top lenders in Waldo
- Kohler Credit Union17
- Waldo State Bank11
- Bank First, N.A.9
- FARM CREDIT SERVICES OF AMERICA, PCA6
- Stearns Bank Equipment Finance4
- Roadrunner Financial, Inc.4
- Sheffield Financial, a division of Truist Bank3
- GreatAmerica Financial Services Corporation3
- Northpoint Commercial Finance LLC3
- LANDMARK CREDIT UNION3
Questions
How many equipment loans are active in Waldo, WI?
How many equipment loans in Waldo, WI end in the next six months?
Which lenders finance the most equipment in Waldo, WI?
What equipment is financed most in Waldo, WI?
Is Waldo, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.