Updated November 11, 2026
Equipment financing activity in Two Rivers, WI
Two Rivers has 253 active UCC filings for equipment across 186 businesses. 45 new filings were recorded in the last 12 months, down 27% on the year before. 60 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 24% of the book. The market is spread out: Bank First, N.A. leads with 12%, followed by UnitedOne Credit Union at 9%. Banks and credit unions hold 77%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-27% on the year before
New equipment filings by month
Two Rivers, WI, last 24 months. The current month is still coming in.
| 2024-12 | 6 |
|---|---|
| 2025-01 | 5 |
| 2025-02 | 8 |
| 2025-03 | 4 |
| 2025-04 | 7 |
| 2025-05 | 5 |
| 2025-06 | 4 |
| 2025-07 | 3 |
| 2025-08 | 4 |
| 2025-09 | 5 |
| 2025-10 | 4 |
| 2025-11 | 3 |
| 2025-12 | 7 |
| 2026-01 | 2 |
| 2026-02 | 4 |
| 2026-03 | 3 |
| 2026-04 | 4 |
| 2026-05 | 5 |
| 2026-06 | 4 |
| 2026-07 | 4 |
| 2026-08 | 1 |
| 2026-09 | 4 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Bank First, N.A.26 · 11.9%Bank
- UnitedOne Credit Union20 · 9.2%Bank
- Capital Credit Union17 · 7.8%Bank
- NICOLET NATIONAL BANK16 · 7.3%Bank
- FOX COMMUNITIES CREDIT UNION10 · 4.6%Bank
- John Deere Financial9 · 4.1%Captive finance
- COMMUNITY FIRST CREDIT UNION9 · 4.1%Bank
- Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated226 · 89.3%
- Agriculture22 · 8.7%
- Construction4 · 1.6%
- Vehicles1 · 0.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
86 | Wav Two Rivers | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | John Deere Financial Captive finance | Jan 2023 |
78 | WAV Two Rivers | Agriculture 35 mo old · early+32Near the 36-month mark+7 | John Deere Financial Captive finance | Nov 2023 |
76 | ALL Two Rivers | Equipment 47 mo old · peak window+35Near the 48-month mark+7 | NICOLET NATIONAL BANK Bank | Nov 2022 |
74 | STA Two Rivers | Equipment 41 mo old · peak window+35Active, no continuation+10 | C T Corporation System, as representative Other | May 2023 |
72 | The Two Rivers | Agriculture 54 mo old · late window+23Active, no continuation+10 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Apr 2022 |
69 | SHI Two Rivers | Equipment 42 mo old · peak window+35Active, no continuation+10 | Automotive Finance Corporation Independent | May 2023 |
68 | IRI Two Rivers | Equipment 38 mo old · peak window+35Near the 36-month mark+4 | NICOLET NATIONAL BANK Bank | Aug 2023 |
68 | Rel Two Rivers | Equipment 46 mo old · peak window+35Near the 48-month mark+4 | Relyco Transport, LLC Other | Dec 2022 |
Nearby cities
- Manitowoc1,204
- Sturgeon Bay688
- Luxemburg373
- New Franken193
- Casco153
- Sister Bay118
- Whitelaw114
- Fish Creek67
- Maribel64
- Mishicot59
- Brussels56
- Baileys Harbor53
Top lenders in Two Rivers
- Bank First, N.A.26
- UnitedOne Credit Union20
- Capital Credit Union17
- NICOLET NATIONAL BANK16
- FOX COMMUNITIES CREDIT UNION10
- John Deere Financial9
- COMMUNITY FIRST CREDIT UNION9
- Wells Fargo Vendor Financial Services, LLC6
- FARM CREDIT SERVICES OF AMERICA, PCA6
- Heights Finance Corporation6
Questions
How many equipment loans are active in Two Rivers, WI?
How many equipment loans in Two Rivers, WI end in the next six months?
Which lenders finance the most equipment in Two Rivers, WI?
What equipment is financed most in Two Rivers, WI?
Is Two Rivers, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.