Updated November 11, 2026
Agriculture equipment loans in Spencer, WI
Spencer has 60 active UCC filings for farm equipment across 31 businesses, about 1.9 per business, so repeat borrowers are common. 8 new filings were recorded in the last 12 months, down 20% on the year before. 14 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. John Deere Financial dominates with 27% of active filings. Captive finance arms of the manufacturers write 70% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-20% on the year before
New equipment filings by month
Spencer, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 2 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 0 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 2 |
| 2025-09 | 1 |
| 2025-10 | 2 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 2 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 0 |
| 2026-05 | 0 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- John Deere Financial16 · 26.7%Captive finance
- CNH Industrial Capital15 · 25.0%Captive finance
- AGCOUNTRY FARM CREDIT SERVICES, PCA14 · 23.3%Bank
- Kubota Credit6 · 10.0%Captive finance
- AGCO Finance4 · 6.7%Captive finance
- Bank
- Bank
- CLAAS Financial Services1 · 1.7%Captive finance
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | GRE Spencer | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Oct 2022 |
64 | EAU Spencer | Agriculture 36 mo old · peak window+35Moved to another lender Feb 2024 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Nov 2023 |
64 | EAU Spencer | Agriculture 48 mo old · peak window+35Moved to another lender Nov 2023 | John Deere Financial Captive finance | Oct 2022 |
63 | Els Spencer | Agriculture 35 mo old · early+32Near the 36-month mark+7 | AGCOUNTRY FARM CREDIT SERVICES, PCA Bank | Dec 2023 |
63 | Iva Spencer | Agriculture 35 mo old · early+32Near the 36-month mark+7 | AGCOUNTRY FARM CREDIT SERVICES, PCA Bank | Nov 2023 |
62 | DIE Spencer | Agriculture 34 mo old · early+29Near the 36-month mark+4 | CLAAS Financial Services Captive finance | Jan 2024 |
61 | EAG Spencer | Agriculture 39 mo old · peak window+35Near the 36-month mark+2 | Kubota Credit Captive finance | Jul 2023 |
61 | PRO Spencer | Agriculture 45 mo old · peak window+35Near the 48-month mark+2 | Kubota Credit Captive finance | Feb 2023 |
Agriculture in nearby cities
- Agriculture in Wausau103
- Agriculture in Stevens Point69
- Agriculture in Marshfield103
- Agriculture in Wisconsin Rapids75
- Agriculture in Medford65
- Agriculture in Antigo46
- Agriculture in Plover29
- Agriculture in Athens77
- Agriculture in Marathon58
- Agriculture in Stratford53
Questions
How many farm equipment loans are active in Spencer, WI?
How many farm equipment loans in Spencer, WI end in the next six months?
Which lenders finance the most farm equipment in Spencer, WI?
Is Spencer, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.