Updated November 11, 2026
Equipment financing activity in Saint Cloud, WI
Saint Cloud has 39 active UCC filings for equipment across 30 businesses. New filings held steady over the last 12 months at 8. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 26% of the book. The market is spread out: CNH Industrial Capital leads with 12%, followed by Compeer Financial, PCA at 9%. Agriculture is the largest equipment type, at 15%. Banks and credit unions hold 71%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+0% on the year before
New equipment filings by month
Saint Cloud, WI, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 1 |
| 2025-05 | 3 |
| 2025-06 | 1 |
| 2025-07 | 1 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 1 |
| 2025-11 | 0 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 0 |
| 2026-04 | 0 |
| 2026-05 | 3 |
| 2026-06 | 0 |
| 2026-07 | 0 |
| 2026-08 | 0 |
| 2026-09 | 1 |
| 2026-10 | 2 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- CNH Industrial Capital4 · 11.8%Captive finance
- Compeer Financial, PCA3 · 8.8%Independent
- Waldo State Bank3 · 8.8%Bank
- Hometown Bank2 · 5.9%Bank
- Capital Credit Union2 · 5.9%Bank
- PREMIER FINANCIAL CREDIT UNION2 · 5.9%Bank
- AMERICAN NATIONAL BANK1 · 2.9%Bank
- NATIONAL EXCHANGE BANK AND TRUST1 · 2.9%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated33 · 84.6%
- Agriculture6 · 15.4%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
69 | Leo Saint Cloud | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | PREMIER FINANCIAL CREDIT UNION Bank | Oct 2023 |
54 | Gen Saint Cloud | Equipment 53 mo old · late window+25Active, no continuation+10 | Farmers' Grain & Feed, LLC Other | May 2022 |
51 | JER Saint Cloud | Equipment 45 mo old · peak window+35Near the 48-month mark+2 | LANDMARK CREDIT UNION Bank | Jan 2023 |
49 | MIN Saint Cloud | Equipment 41 mo old · peak window+35Active, no continuation+10 | FOX COMMUNITIES CREDIT UNION Bank | May 2023 |
49 | Sal Saint Cloud | Equipment 42 mo old · peak window+35Active, no continuation+10 | Bank First, N.A. Bank | May 2023 |
49 | ZAC Saint Cloud | Agriculture 53 mo old · late window+25Active, no continuation+10 | CNH Industrial Capital Captive finance | May 2022 |
47 | Kla Saint Cloud | Equipment 34 mo old · early+29Near the 36-month mark+4 | Waldo State Bank Bank | Dec 2023 |
45 | LEO Saint Cloud | Equipment 51 mo old · late window+29Near the 48-month mark+2 | Stearns Bank Equipment Finance Bank | Jul 2022 |
Nearby cities
- Brookfield2,189
- Sheboygan1,168
- Menomonee Falls1,159
- West Bend1,101
- Mequon909
- Watertown811
- Oconomowoc766
- Pewaukee745
- Germantown679
- Hartford677
- Plymouth615
- Hartland592
Questions
How many equipment loans are active in Saint Cloud, WI?
How many equipment loans in Saint Cloud, WI end in the next six months?
Which lenders finance the most equipment in Saint Cloud, WI?
What equipment is financed most in Saint Cloud, WI?
Is Saint Cloud, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.