Updated November 11, 2026
Equipment financing activity in Oshkosh, WI
Oshkosh has 2,178 active UCC filings for equipment across 1,193 businesses, about 1.8 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 425. 552 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 25% of the book. The market is spread out: Somerset Capital Group, Ltd. leads with 17%, followed by West Pointe Bank at 12%. Banks and credit unions hold 62%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+3% on the year before
New equipment filings by month
Oshkosh, WI, last 24 months. The current month is still coming in.
| 2024-12 | 39 |
|---|---|
| 2025-01 | 38 |
| 2025-02 | 23 |
| 2025-03 | 38 |
| 2025-04 | 47 |
| 2025-05 | 35 |
| 2025-06 | 31 |
| 2025-07 | 35 |
| 2025-08 | 32 |
| 2025-09 | 32 |
| 2025-10 | 36 |
| 2025-11 | 30 |
| 2025-12 | 40 |
| 2026-01 | 28 |
| 2026-02 | 33 |
| 2026-03 | 41 |
| 2026-04 | 45 |
| 2026-05 | 18 |
| 2026-06 | 45 |
| 2026-07 | 44 |
| 2026-08 | 31 |
| 2026-09 | 25 |
| 2026-10 | 36 |
| 2026-11 | 15 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Somerset Capital Group, Ltd.288 · 16.7%Independent
- West Pointe Bank209 · 12.1%Bank
- Bank First, N.A.130 · 7.5%Bank
- NICOLET NATIONAL BANK112 · 6.5%Bank
- Bristol Morgan Bank67 · 3.9%Bank
- John Deere Financial60 · 3.5%Captive finance
- Capital Credit Union52 · 3.0%Bank
- COMMUNITY FIRST CREDIT UNION46 · 2.7%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated2,043 · 93.8%
- Agriculture92 · 4.2%
- Construction22 · 1.0%
- IT & office9 · 0.4%
- Manufacturing5 · 0.2%
- Trucks & trailers4 · 0.2%
- Vehicles2 · 0.1%
- Medical1 · 0.0%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
94 | REA Oshkosh | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | CNH Industrial Capital Captive finance | Oct 2023 |
94 | JUS Oshkosh | Agriculture 36 mo old · peak window+35Near the 36-month mark+10 | John Deere Financial Captive finance | Oct 2023 |
94 | WIN Oshkosh | Agriculture 48 mo old · peak window+35Near the 48-month mark+10 | John Deere Financial Captive finance | Oct 2022 |
91 | CES Oshkosh | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Caterpillar Financial Captive finance | Sep 2023 |
91 | CES Oshkosh | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
91 | Har Oshkosh | Agriculture 47 mo old · peak window+35Near the 48-month mark+7 | John Deere Financial Captive finance | Nov 2022 |
89 | CES Oshkosh | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
88 | CES Oshkosh | Construction 46 mo old · peak window+35Near the 48-month mark+4 | Caterpillar Financial Captive finance | Jan 2023 |
Equipment types in Oshkosh
Nearby cities
- Appleton2,688
- Fond Du Lac1,544
- Neenah1,036
- Menasha493
- New London394
- Berlin323
- Clintonville283
- Hortonville278
- Wautoma270
- Ripon269
- Omro251
- Weyauwega212
Questions
How many equipment loans are active in Oshkosh, WI?
How many equipment loans in Oshkosh, WI end in the next six months?
Which lenders finance the most equipment in Oshkosh, WI?
What equipment is financed most in Oshkosh, WI?
Is Oshkosh, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.