Updated November 11, 2026
Equipment financing activity in Elkhorn, WI
Elkhorn has 719 active UCC filings for equipment across 463 businesses, about 1.6 per business, so repeat borrowers are common. New filings held steady over the last 12 months at 122. 192 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 27% of the book. The market is spread out: First Citizens State Bank leads with 11%, followed by NEXTGEAR CAPITAL, INC. at 10%. Banks and credit unions hold 56%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-5% on the year before
New equipment filings by month
Elkhorn, WI, last 24 months. The current month is still coming in.
| 2024-12 | 10 |
|---|---|
| 2025-01 | 6 |
| 2025-02 | 10 |
| 2025-03 | 13 |
| 2025-04 | 15 |
| 2025-05 | 5 |
| 2025-06 | 17 |
| 2025-07 | 9 |
| 2025-08 | 5 |
| 2025-09 | 14 |
| 2025-10 | 13 |
| 2025-11 | 11 |
| 2025-12 | 13 |
| 2026-01 | 11 |
| 2026-02 | 14 |
| 2026-03 | 21 |
| 2026-04 | 11 |
| 2026-05 | 13 |
| 2026-06 | 9 |
| 2026-07 | 10 |
| 2026-08 | 6 |
| 2026-09 | 5 |
| 2026-10 | 5 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- First Citizens State Bank67 · 11.4%Bank
- NEXTGEAR CAPITAL, INC.58 · 9.9%Independent
- Automotive Finance Corporation33 · 5.6%Independent
- Bank
- Caterpillar Financial22 · 3.7%Captive finance
- CNH Industrial Capital18 · 3.1%Captive finance
- Landmark Credit Union18 · 3.1%Bank
- John Deere Financial16 · 2.7%Captive finance
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated642 · 89.3%
- Agriculture47 · 6.5%
- Construction30 · 4.2%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
84 | BUR Elkhorn | Equipment 36 mo old · peak window+35Near the 36-month mark+10 | Sheffield Financial, a division of Truist Bank Bank | Oct 2023 |
84 | LEI Elkhorn | Construction 41 mo old · peak window+35Active, no continuation+10 | Caterpillar Financial Captive finance | May 2023 |
84 | C & Elkhorn | Agriculture 42 mo old · peak window+35Active, no continuation+10 | CNH Industrial Capital Captive finance | Apr 2023 |
84 | BUR Elkhorn | Equipment 48 mo old · peak window+35Near the 48-month mark+10 | Sheffield Financial, a division of Truist Bank Bank | Oct 2022 |
82 | Fre Elkhorn | Agriculture 34 mo old · early+29Near the 36-month mark+4 | Kubota Credit Captive finance | Jan 2024 |
82 | Fre Elkhorn | Construction 34 mo old · early+29Near the 36-month mark+4 | John Deere Financial Captive finance | Dec 2023 |
80 | LEI Elkhorn | Construction 51 mo old · late window+29Near the 48-month mark+2 | Caterpillar Financial Captive finance | Jul 2022 |
79 | Kei Elkhorn | Equipment 49 mo old · late window+33Near the 48-month mark+7 | PNC Bank, National Association Bank | Sep 2022 |
Equipment types in Elkhorn
Top lenders in Elkhorn
- First Citizens State Bank67
- NEXTGEAR CAPITAL, INC.58
- Automotive Finance Corporation33
- First National Bank and Trust Company27
- Caterpillar Financial22
- CNH Industrial Capital18
- Landmark Credit Union18
- John Deere Financial16
- Associated Bank, National Association16
- Advia Credit Union15
Questions
How many equipment loans are active in Elkhorn, WI?
How many equipment loans in Elkhorn, WI end in the next six months?
Which lenders finance the most equipment in Elkhorn, WI?
What equipment is financed most in Elkhorn, WI?
Is Elkhorn, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.