Updated November 11, 2026
Equipment financing activity in Elkhart Lake, WI
Elkhart Lake has 160 active UCC filings for equipment across 100 businesses, about 1.6 per business, so repeat borrowers are common. 26 new filings were recorded in the last 12 months, down 10% on the year before. 50 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 31% of the book. Cleveland State Bank dominates with 23% of active filings. Agriculture is the largest equipment type, at 24%. Banks and credit unions hold 67%, more than captives and independents.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
-10% on the year before
New equipment filings by month
Elkhart Lake, WI, last 24 months. The current month is still coming in.
| 2024-12 | 1 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 6 |
| 2025-03 | 3 |
| 2025-04 | 3 |
| 2025-05 | 2 |
| 2025-06 | 2 |
| 2025-07 | 1 |
| 2025-08 | 3 |
| 2025-09 | 1 |
| 2025-10 | 3 |
| 2025-11 | 3 |
| 2025-12 | 3 |
| 2026-01 | 0 |
| 2026-02 | 4 |
| 2026-03 | 2 |
| 2026-04 | 1 |
| 2026-05 | 0 |
| 2026-06 | 2 |
| 2026-07 | 4 |
| 2026-08 | 2 |
| 2026-09 | 7 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Cleveland State Bank32 · 22.7%Bank
- John Deere Financial22 · 15.6%Captive finance
- FARM CREDIT SERVICES OF AMERICA, PCA10 · 7.1%Bank
- Waldo State Bank8 · 5.7%Bank
- Bank First, N.A.7 · 5.0%Bank
- Kubota Credit3 · 2.1%Captive finance
- Compeer Financial, PCA3 · 2.1%Independent
- NATIONAL EXCHANGE BANK AND TRUST3 · 2.1%Bank
Top equipment types
Active filings by what the collateral describes
- Equipment, type not stated121 · 75.6%
- Agriculture38 · 23.8%
- Construction1 · 0.6%
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
79 | JC Elkhart Lake | Agriculture 49 mo old · late window+33Near the 48-month mark+7 | John Deere Financial Captive finance | Sep 2022 |
78 | KRA Elkhart Lake | Agriculture 38 mo old · peak window+35Near the 36-month mark+4 | CLAAS Financial Services Captive finance | Aug 2023 |
74 | SCA Elkhart Lake | Equipment 42 mo old · peak window+35Active, no continuation+10 | Waldo State Bank Bank | May 2023 |
74 | SCA Elkhart Lake | Equipment 43 mo old · peak window+35Active, no continuation+10 | Waldo State Bank Bank | Mar 2023 |
69 | KLA Elkhart Lake | Equipment 43 mo old · peak window+35Active, no continuation+10 | Financial Pacific Leasing, Inc. Independent | Mar 2023 |
69 | Zim Elkhart Lake | Agriculture 50 mo old · late window+31Near the 48-month mark+4 | FARM CREDIT SERVICES OF AMERICA, PCA Bank | Aug 2022 |
66 | RHI Elkhart Lake | Agriculture 52 mo old · late window+27Active, no continuation+10 | John Deere Financial Captive finance | Jun 2022 |
62 | SCA Elkhart Lake | Equipment 32 mo old · early+23Active, no continuation+10 | Waldo State Bank Bank | Mar 2024 |
Equipment types in Elkhart Lake
Nearby cities
- Brookfield2,189
- Sheboygan1,168
- Menomonee Falls1,159
- West Bend1,101
- Mequon909
- Watertown811
- Oconomowoc766
- Pewaukee745
- Germantown679
- Hartford677
- Plymouth615
- Hartland592
Questions
How many equipment loans are active in Elkhart Lake, WI?
How many equipment loans in Elkhart Lake, WI end in the next six months?
Which lenders finance the most equipment in Elkhart Lake, WI?
What equipment is financed most in Elkhart Lake, WI?
Is Elkhart Lake, WI equipment financing growing?
Source: UCC financing statements from the public UCC index of the Wisconsin Department of Financial Institutions, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.