Updated November 11, 2026
Construction equipment loans in Wiggins, CO
Wiggins has 35 active UCC filings for construction equipment across 14 businesses, about 2.5 per business, so repeat borrowers are common. 14 new filings were recorded in the last 12 months, up 250% on the year before. 8 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 23% of the book. Caterpillar Financial dominates with 26% of active filings. Captive finance arms of the manufacturers write 68% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+250% on the year before
New equipment filings by month
Wiggins, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 1 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 0 |
| 2025-05 | 2 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 0 |
| 2025-09 | 0 |
| 2025-10 | 0 |
| 2025-11 | 1 |
| 2025-12 | 1 |
| 2026-01 | 0 |
| 2026-02 | 1 |
| 2026-03 | 1 |
| 2026-04 | 3 |
| 2026-05 | 3 |
| 2026-06 | 1 |
| 2026-07 | 2 |
| 2026-08 | 1 |
| 2026-09 | 0 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- Caterpillar Financial9 · 26.5%Captive finance
- John Deere Financial5 · 14.7%Captive finance
- WAGNER EQUIPMENT COMPANY4 · 11.8%Captive finance
- Bank
- JCB FINANCE2 · 5.9%Captive finance
- CNH Industrial Capital2 · 5.9%Captive finance
- High Plains Bank2 · 5.9%Bank
- Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
90 | EMP Wiggins | Construction 41 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
90 | EMP Wiggins | Construction 43 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Apr 2023 |
83 | RIS Wiggins | Construction 33 mo old · early+26Near the 36-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Jan 2024 |
82 | RIS Wiggins | Construction 34 mo old · early+29Near the 36-month mark+4 | Caterpillar Financial Captive finance | Dec 2023 |
79 | PUR Wiggins | Construction 46 mo old · peak window+35Near the 48-month mark+4 | John Deere Financial Captive finance | Jan 2023 |
72 | Jam Wiggins | Construction 47 mo old · peak window+35Near the 48-month mark+7 | Stearns Bank Equipment Finance Bank | Nov 2022 |
55 | Dar Wiggins | Construction 3 mo old · too earlyActive, no continuation+10 | John Deere Financial Captive finance | Aug 2026 |
55 | Kit Wiggins | Construction 5 mo old · too earlyActive, no continuation+10 | High Plains Bank Bank | May 2026 |
Construction in nearby cities
Construction across ColoradoQuestions
How many construction equipment loans are active in Wiggins, CO?
How many construction equipment loans in Wiggins, CO end in the next six months?
Which lenders finance the most construction equipment in Wiggins, CO?
Is Wiggins, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.