Updated November 11, 2026
Construction equipment loans in Westcliffe, CO
Westcliffe has 49 active UCC filings for construction equipment across 30 businesses, about 1.6 per business, so repeat borrowers are common. 16 new filings were recorded in the last 12 months, up 60% on the year before. 10 of these loans reach a typical 36, 48 or 60 month term end in the next six months, an unusually large 20% of the book. WAGNER EQUIPMENT COMPANY dominates with 25% of active filings. Captive finance arms of the manufacturers write 52% of it, so dealer relationships matter here.
Active equipment filings
Likely ending in the next 6 months
36, 48 or 60 month term
Businesses with active filings
New filings, last 12 months
+60% on the year before
New equipment filings by month
Westcliffe, CO, last 24 months. The current month is still coming in.
| 2024-12 | 0 |
|---|---|
| 2025-01 | 0 |
| 2025-02 | 0 |
| 2025-03 | 0 |
| 2025-04 | 4 |
| 2025-05 | 1 |
| 2025-06 | 1 |
| 2025-07 | 0 |
| 2025-08 | 1 |
| 2025-09 | 1 |
| 2025-10 | 0 |
| 2025-11 | 0 |
| 2025-12 | 5 |
| 2026-01 | 0 |
| 2026-02 | 0 |
| 2026-03 | 3 |
| 2026-04 | 3 |
| 2026-05 | 0 |
| 2026-06 | 1 |
| 2026-07 | 1 |
| 2026-08 | 2 |
| 2026-09 | 1 |
| 2026-10 | 0 |
| 2026-11 | 0 |
Top lenders
Share of active equipment filings with a named lender. Filing agents and government left out.
- WAGNER EQUIPMENT COMPANY12 · 25.0%Captive finance
- Bank
- Caterpillar Financial6 · 12.5%Captive finance
- John Deere Financial3 · 6.3%Captive finance
- DLL3 · 6.3%Independent
- United Business Bank3 · 6.3%Bank
- JCB FINANCE2 · 4.2%Captive finance
- Kirkpatrick Bank2 · 4.2%Bank
Highest-scoring businesses right now
Names are partly hidden. The app shows them, with the phone number where public records have one.
| Score | Company | Why | Lender | Filed |
|---|---|---|---|---|
90 | Col Westcliffe | Construction 41 mo old · peak window+35Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | May 2023 |
89 | Tru Westcliffe | Construction 46 mo old · peak window+35Near the 48-month mark+4 | WAGNER EQUIPMENT COMPANY Captive finance | Jan 2023 |
87 | Tru Westcliffe | Construction 45 mo old · peak window+35Near the 48-month mark+2 | WAGNER EQUIPMENT COMPANY Captive finance | Jan 2023 |
85 | Cre Westcliffe | Construction 40 mo old · peak window+35Active, no continuation+10 | JCB FINANCE Captive finance | Jun 2023 |
78 | P B Westcliffe | Construction 32 mo old · early+23Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Mar 2024 |
75 | Col Westcliffe | Construction 31 mo old · early+20Active, no continuation+10 | WAGNER EQUIPMENT COMPANY Captive finance | Mar 2024 |
73 | WIS Westcliffe | Construction 58 mo old · late window+14Near the 60-month mark+4 | DLL Independent | Jan 2022 |
72 | WHI Westcliffe | Construction 37 mo old · peak window+35Near the 36-month mark+7 | Kubota Credit Captive finance | Sep 2023 |
Questions
How many construction equipment loans are active in Westcliffe, CO?
How many construction equipment loans in Westcliffe, CO end in the next six months?
Which lenders finance the most construction equipment in Westcliffe, CO?
Is Westcliffe, CO equipment financing growing?
Source: UCC financing statements published as open data by the Colorado Department of State, loaded every morning. Last updated November 11, 2026. Counts cover businesses' equipment filings only: consumer solar, tool accounts, liens on injury claims and filings against people or sole proprietors are left out. “Active” means not terminated or lapsed. “Likely ending” means a 36, 48 or 60 month term from the filing date ends within six months; the filing itself doesn't state the term. Not a consumer report. How UCC filings work.